Black Hawk County property record for 5703 Aster Ln, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,348 sqft · built 1977 |
| Lot Size | 0.438 acres (19,074 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,418 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-18-351-006 |
| Primary APN | 8812-18-351-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 1,060 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,074 sqft (0.438 acres) |
| Lot Dimensions | 132 ft deep x 69 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 315 sqft |
| Patio Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5703 ASTER LN |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHDALE LOT 6 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 18 |
| Legal Subdivision | SOUTHDALE |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 3001 |
Source: Black Hawk County records · APN 8812-18-351-006
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5703 ASTER LN, WATERLOO, IA 50701-9117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 16, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 15, 2026 |
| Property Address | 5703 ASTER LN, WATERLOO, IA 50701-9117 |
| Document Number | 0000010558 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 202610558 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5703 ASTER LN, WATERLOO, IA 50701-9117 |
| Document Number | 0000010558, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202610558 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jul 20, 2028 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5703 ASTER LN, WATERLOO, IA 50701-9117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5703 ASTER LN, WATERLOO, IA 50701-9117 |
| Document Number | 202200007001 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 202200007001 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5703 ASTER LN, WATERLOO, IA 50701-9117 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201900002698 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 201900002698 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 113 Months |
| Due | Jan 01, 2028 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,418.00 Homeowner's exemption | $247,890 (+15.91%) Land $41,660 Building $206,230 | $247,890 (+15.91%) Land $41,660 Building $206,230 |
| 2024 | $4,418.00 (+12.7%) | ||
| 2023 | $213,860 (+14.14%) Land $41,660 Building $172,200 | $213,860 (+14.14%) Land $41,660 Building $172,200 | |
| 2022 | $3,920.00 Homeowner's exemption | $187,370 Land $41,660 Building $145,710 | |
| 2021 | $187,370 Land $41,660 Building $145,710 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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