5702 Aster Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5702 Aster Ln, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,636 sqft · built 1976
Lot Size	0.687 acres (29,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Apr 2026)
Tax Bill	$5,376 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Aug 2017 Mortgage + 12 more
Flood Zone	Zone X (minimal risk)
APN	`8812-18-351-005`

Property Details

APN / Parcel Number

Primary APN	`8812-18-351-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Basement Area	1,636 sqft
Finished Basement	325 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	29,925 sqft (0.687 acres)
Lot Dimensions	135 ft deep x 270 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	467 sqft
Patio Area	467 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5702 ASTER LN
City	WATERLOO
State	IA
Zip	50701-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHDALE LOT 5
Legal Range	12W
Legal Township	88N
Legal Section	18
Legal Subdivision	SOUTHDALE
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3003
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE CO INC
Aug 23, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 1, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 29, 2014	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE ADVANTAGE MORTGAGE CO
Jul 27, 2011	Deed of Trust, Mortgage · ARM IOWA COMMUNITY CU
Nov 12, 2015	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
May 11, 2016	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Sep 16, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 22, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 30, 2026	Affidavit, Transfer
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Jan 30, 2006	Joint Tenancy Deed, Transfer · Conventional Mortgage IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Deed Document Number	20266037
Prior Transfer Date	Jan 23, 2006
Prior Transfer Doc	2006018684
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800017055
Date	Apr 20, 2018
Instrument	201800017055

Lender

Name	SUN WEST MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	261 Months
Due	Jan 1, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003226
Date	Aug 23, 2017
Instrument	2018-00003226

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000677
Date	Jul 10, 2020
Instrument	202100000677

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5702 ASTER LN, WATERLOO, IA 50701-9117

Mortgage

Document Number	202200004779
Date	Sep 1, 2021
Instrument	202200004779

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500010503
Date	Dec 29, 2014
Instrument	201500010503

Lender

Name	NATIONWIDE ADVANTAGE MORTGAGE CO
Type	Mortgage Company
Address	DES MOINES, IA 50391

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2025

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012001660
Date	Jul 27, 2011
Instrument	2012001660

Lender

Name	IOWA COMMUNITY CU
Address	WATERLOO, IA 50701

Agreement

Type	ARM
Amount	Amount Recorded
Term	36 Months
Due	Jul 11, 2014

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 11, 2014
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	21%
Index	Prime Rate
Max Rate	21%

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600008993
Date	Nov 12, 2015
Instrument	2016-00008993

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2045

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600018977
Date	May 11, 2016
Instrument	2016-00018977

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2046

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700005384
Date	Sep 16, 2016
Instrument	2017-00005384

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2046

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5702 ASTER LN, WATERLOO, IA 50701-9117

Mortgage

Document Number	0202414653
Date	May 22, 2024
Instrument	2024-14653

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 30, 2026
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Document Number	0000006036
Instrument Date	Apr 29, 2026
Instrument	20266036
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5702 ASTER LN, WATERLOO, IA 50701-9117

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 30, 2026
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Document Number	0000006037
Instrument Date	Apr 23, 2026
Instrument	2026.6037
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,752.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5702 ASTER LN, WATERLOO, IA 50701-9117

Mortgage

Document Number	0000006038,
Date	Apr 30, 2026
Instrument	2026..6038

Lender

Name	LINCOLN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 30, 2026
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Document Number	0202606037
Instrument Date	Apr 23, 2026
Instrument	20266037
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,752.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5702 ASTER LN, WATERLOO, IA 50701-9117

Mortgage

Document Number	0000006038,
Date	Apr 30, 2026
Instrument	20266038

Lender

Name	LINCOLN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2006: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 30, 2006
Property Address	5702 ASTER LN, WATERLOO, IA 50701-9117
Document Number	2006018684
Instrument Date	Jan 23, 2006
Instrument	2006018684
Transaction Type	Transfer
Record Updated	May 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5702 ASTER LN, WATERLOO, IA 50701-9117

Mortgage

Document Number	2006018685
Date	Jan 30, 2006
Instrument	2006018685

Lender

Name	IOWA COMMUNITY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 27, 2011

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,376.00 (+9.36%) Homeowner's exemption	$297,930 (+15.05%) Land $47,850 Building $250,080	$297,930 (+15.05%) Land $47,850 Building $250,080
2024	$4,916.00 (+6.27%)
2023		$258,950 (+16.16%) Land $47,850 Building $211,100	$258,950 (+16.16%) Land $47,850 Building $211,100
2022	$4,626.00 Homeowner's exemption	$222,930 Land $47,850 Building $175,080
2021			$222,930 Land $47,850 Building $175,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130