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5701 3rd Ave, Ferndale, WA 98248 Property Records

Whatcom County property record for 5701 3rd Ave, Ferndale, WA 98248

Property Summary

Property TypeBank, Financial Building
Details4,946 sqft · built 1912
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$600,000 (Aug 2021)
Tax Bill$4,771 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN390229-094556-0000

Property Details

APN / Parcel Number

Primary APN390229-094556-0000
Alternative APNs
  • 530729
  • 583586
  • 98363

Interior

Building Area4,946 sqft Gross Area
1st Floor Area4,946 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1993
Exterior MaterialConcrete
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number98363
Street Address5701 3RD AVE
CityFERNDALE
StateWA
Zip98248-8392
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeURR
Legal DescriptionFERNDALE AM SWLY 60 FT OF LOTS 1 THRU 4 BLK 23
Legal Range02
Legal Township39
Legal Section29
Legal SubdivisionFERNDALE AM
Legal Block23
Legal Lot Number1-4
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2004
Census Tract10506

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5751 BARR RD, FERNDALE, WA 98248-8221
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleAug 20, 2021 · Amount on Record
Deed Document Number20213040
Prior Transfer DateMay 2, 2016
Prior Transfer Doc0000502966
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 20, 2021
Property Address5701 3RD AVE, FERNDALE, WA 98248-8392
Document Number0000803040
Map ReferenceVOL 5 PG 4
Instrument DateAug 19, 2021
Instrument2021-0803040
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyCHICAGO TITLE BELLINGHAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,785.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5751 BARR RD, FERNDALE, WA 98248-8221

Mortgage

Document Number0000803041
DateAug 20, 2021
Instrument2021-0803041
Lender
NameOLSON ROAD PROPERTIES 4 LLC
TypeNon-Lending Institution
AddressSTRATHMERE, NJ 08248
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,771.00 (+48.72%)$637,744 (+2.15%) Land $203,940 Building $433,804$637,744 (+2.15%) Land $203,940 Building $433,804
2022$624,302 Land $129,352 Building $494,950$624,302 Land $129,352 Building $494,950
2021$3,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
incl. 36 condo units
Nearby Flood Claims13 (2009–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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