5689 3rd Ave, Ferndale, WA 98248 Property Records

Whatcom County property record for 5689 3rd Ave, Ferndale, WA 98248

Property Summary

Property Type	Public School (Administration, Campus, Dorms, Instruction)
Details	2,400 sqft · built 1953
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Sep 2019)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`390229-086544-0000`

Property Details

APN / Parcel Number

Primary APN	`390229-086544-0000`
Alternative APNs	`565122` `98353`

Interior

Building Area	2,400 sqft Gross Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Account Number	98353
Street Address	5689 3RD AVE
City	FERNDALE
State	WA
Zip	98248-8394
Property Category	Public Works
Property Type	Public Works > Public School (Administration, Campus, Dorms, Instruction)
Local Zoning Code	CTC
Legal Description	FERNDALE AM NELY 25 FT OF SWLY 50 FT LOTS 1 THRU 4-NWLY 10 FT OF SWLY 25 FT OF LOT 4 BLK 22 SUBJ TO ESMT OVER REC AF 945293
Legal Range	02
Legal Township	39
Legal Section	29
Legal Subdivision	FERNDALE AM
Legal Block	2
Legal Lot Number	1-4,4
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2040
Census Tract	10506

Owner

Source: Whatcom County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2584 ALDERGROVE RD, FERNDALE, WA 98248-8707
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage PEOPLES BK
Sep 27, 2019	Warranty Deed, Transfer WHATCOM LAND TITLE
Feb 10, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Feb 10, 2017 · Amount on Record
Deed Document Number	2019903524
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5689 3RD AVE, FERNDALE, WA 98248
Document Number	2200800562
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2584 ALDERGROVE RD FERNDALE WA 982488707, FERNDALE, WA 98248-8707

Mortgage

Document Number	2200800562
Date	Aug 5, 2020
Instrument	800562

Lender

Name	PEOPLES BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 27, 2019
Property Address	5689 3RD AVE, FERNDALE, WA 98248
Document Number	2190903524
Instrument Date	Sep 25, 2019
Instrument	903524
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$4,277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2584 ALDERGROVE RD FERNDALE WA 982488707, FERNDALE, WA 98248-8707

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 10, 2017
Property Address	5689 3RD AVE, FERNDALE, WA 98248
Document Number	2170201010
Instrument Date	Jan 27, 2017
Instrument	201010
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$3,654.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3901 AIRPORT WAY BELLINGHAM WA 982269159, BELLINGHAM, WA 98226-9159

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+23.21%)	$295,949 (+11.21%) Land $155,788 Building $140,161	$295,949 (+11.21%) Land $155,788 Building $140,161
2022		$266,128 Land $89,951 Building $176,177	$266,128 Land $89,951 Building $176,177
2021	$1,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 36 condo units
Nearby Flood Claims	13 (2009–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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