570 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 570 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,592 sqft · built 1964
Lot Size	0.408 acres (17,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-02767`

Property Details

APN / Parcel Number

Primary APN	`96-02767`
Alternative APN	`46049010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,592 sqft Living Area
1st Floor Area	1,982 sqft
Attic	Attic
Attic Area	1,742 sqft
Basement Area	495 sqft

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	17,800 sqft (0.408 acres)
Lot Width	170 ft Width
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	570 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	RIVER TRACT NO 39 S PT TRI W OF C & LE RY &E OF W 1188.26 FT ON
Legal Subdivision	RIVER TR 39
Legal Tract	39
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1005
Census Tract	8906

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	570 S RIVER RD, WATERVILLE, OH 43566-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024
Deed Sale	Dec 23, 2024
Prior Sale	Jul 17, 2008
Deed Document Number	24206237
Prior Transfer Date	Oct 18, 2017
Prior Transfer Doc	201710180045701
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 18, 2017
Property Address	570 S RIVER RD, WATERVILLE, OH 43566-1526
Document Number	0000045701
Instrument Date	Oct 13, 2017
Instrument	201710180045701
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	570 S RIER D, WATERVILLE, OH 43566

Mortgage

Document Number	0000045702
Date	Oct 18, 2017
Instrument	201710180045702

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,520.00 (+4.47%)	$128,730 (-) Land $17,395 Building $111,335
2024	$6,241.00 (+26.31%)	$128,730 (+42.23%) Land $17,395 Building $111,335	$367,800 (+42.23%) Land $49,700 Building $318,100
2023	$4,941.00 (-0.96%)	$90,510 (-) Land $6,160 Building $84,350
2022	$4,989.00 Homeowner's exemption	$90,510 Land $6,160 Building $84,350
2021			$258,600 Land $17,600 Building $241,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Buckeye Cablesystem.

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