Kane County property record for 570 Madison Ln, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $427,500 (Jun 2025) |
| Tax Bill | $9,339 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-376-026 |
| Primary APN | 06-09-376-026 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Old Parcel Number | 0609376026 |
|---|---|
| Street Address | 570 MADISON LN |
| City | ELGIN |
| State | IL |
| Zip | 60123-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MADISON HOMES OF ELGIN SUB SELY 41 FT OF NWLY 74 FT OF LOT 6 PER 2025K016135 |
| Legal Subdivision | MADISON HOMES OF ELGIN SUB |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 851909 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1945 N CHARTER POINT DR, ARLINGTON HEIGHTS, IL 60004-7240 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED HOME LOANS INC |
| Jun 25, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Jun 16, 2025 · Amount on Record |
| Deed Document Number | 202523224 |
| Prior Transfer Date | Nov 23, 2015 |
| Prior Transfer Doc | 0000062958 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | ELGIN, IL 60123 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | UNKNOWN, CT |
| Name | Verified Name |
|---|---|
| Address | 2800 CANTERFIELD PKWY E 119, 119, WEST DUNDEE, IL 60118-9042 |
| Document Number | 0000022060 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 2025K022060 |
| Name | UNITED HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | WESTERN SPRINGS, IL 60558 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 25, 2025 |
| Property Address | ELGIN, IL 60123 |
| Document Number | 0000023224 |
| Instrument Date | Jun 12, 2025 |
| Instrument | 2025K023224 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | UNKNOWN, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 572 MADISON LN, ELGIN, IL 60123-2537 |
| Document Number | 0000023225 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 2025K023225 |
| Name | UNITED HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,339.00 (+3,996.05%) | $130,425 (+4,461.91%) Land $28,236 Building $102,189 | $391,432 (+4,462.14%) Land $84,742 Building $306,690 |
| 2024 | $228.00 (+11.76%) | $2,859 (+21.4%) Land $2,859 | $8,580 (+21.44%) Land $8,580 |
| 2022 | $204.00 (+4.08%) | $2,355 (+6.95%) Land $2,355 | $7,065 (+6.95%) Land $7,065 |
| 2021 | $196.00 | $2,202 Land $2,202 | $6,606 Land $6,606 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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