547 Madison Ln, Elgin, IL 60123 Property Records

Kane County property record for 547 Madison Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on Record
Last Sale	$528,000 (Jul 2025)
Tax Bill	$5,076 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-453-059`

Property Details

APN / Parcel Number

Primary APN	`06-09-453-059`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	547 MADISON LN
City	ELGIN
State	IL
Zip	60123-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MADISON HOMES OF ELGIN SUB LOT 8
Legal Subdivision	MADISON HOMES OF ELGIN SUB
Legal Block	3
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3014
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	547 MADISON LN, ELGIN, IL 60123-2537
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 4, 2024	Deed, Transfer · Stand-Alone First Mortgage MADISON HOMES OF ELGIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Jan 4, 2024
Deed Document Number	202524404
Prior Transfer Date	Nov 23, 2015
Prior Transfer Doc	0000062958
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 10, 2026
Property Address	547 MADISON LN, ELGIN, IL 60123-2537
Document Number	0000029212
Instrument Date	Jul 6, 2026
Instrument	202629212
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	547 MADISON LN, ELGIN, IL 60123-2537

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 4, 2024
Property Address	547 MADISON LN, ELGIN, IL 60123-2537
Document Number	0000000428
Map Reference	DOC 2004K126735
Instrument Date	Dec 29, 2023
Instrument	2024K000428
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	558 N MCLEAN BLVD, ELGIN, IL 60123-3242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 LAKEWOOD DR, BARRINGTON, IL 60010-4698

Mortgage

Document Number	0000000429
Date	Jan 4, 2024
Instrument	2024K000429

Lender

Name	MADISON HOMES OF ELGIN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 29, 2024

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,076.00 (+2,126.32%)	$66,536 (+2,227.25%) Land $3,104 Building $63,432	$199,688 (+2,227.37%) Land $9,316 Building $190,372
2024	$228.00 (+11.76%)	$2,859 (+21.4%) Land $2,859	$8,580 (+21.44%) Land $8,580
2022	$204.00 (+4.08%)	$2,355 (+6.95%) Land $2,355	$7,065 (+6.95%) Land $7,065
2021	$196.00	$2,202 Land $2,202	$6,606 Land $6,606

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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