570 Larkin St, Monterey, CA 93940 Property Records

Monterey County property record for 570 Larkin St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,831 sqft · built 1900
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,220 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-405-010-000`

Property Details

APN / Parcel Number

Primary APN	`001-405-010-000`
Alternative APN	`001-405-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area
1st Floor Area	1,831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1914
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,400 sqft (0.124 acres)
Garage Area	180 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-405-010
Street Address	570 LARKIN ST
City	MONTEREY
State	CA
Zip	93940-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RGA6
Legal Description	SEVERANCE MAP LOT 7 BLK 118
Legal Subdivision	SEVERANCE
Legal Block	118
Legal Lot Number	7
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4009
Census Tract	12700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	570 LARKIN ST, MONTEREY, CA 93940-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jul 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 17, 2017
Transfer Doc	0000040435
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	570 LARKIN ST, MONTEREY, CA 93940-2610
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 LARKIN ST, MONTEREY, CA 93940-2610

Mortgage

Document Number	0000000910
Date	Jan 6, 2021
Instrument	2021000910

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	570 LARKIN ST, MONTEREY, CA 93940-2610
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016784
Date	Mar 29, 2017
Instrument	2017016784

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	570 LARKIN ST, MONTEREY, CA 93940-2610
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 LARKIN ST, MONTEREY, CA 93940-2610

Mortgage

Document Number	0000060809
Date	Oct 26, 2020
Instrument	2020060809

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 28, 2017
Property Address	570 LARKIN ST, MONTEREY, CA 93940-2610
Document Number	0000040435
Instrument Date	Feb 17, 2017
Instrument	40435
Transaction Type	Transfer
Record Updated	Aug 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 LARKIN ST MONTEREY CA 939402610, MONTEREY, CA 93940-2610

Mortgage

Document Number	40436
Date	Jul 28, 2017
Instrument	40436

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 27, 2032

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,899 (+2%) Land $321,964 Building $221,935
2025	$6,220.00 (+10.17%) Homeowner's exemption	$533,235 (+4.04%) Land $315,651 Building $217,584
2023	$5,646.00 (+2.79%)	$512,531 Land $303,395 Building $209,136
2022	$5,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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