555 Larkin St, Monterey, CA 93940 Property Records

Monterey County property record for 555 Larkin St, Monterey, CA 93940

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,960 sqft · built 1900
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$750,000 (Mar 2017)
Tax Bill	$4,465 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-521-005-000`

Property Details

APN / Parcel Number

Primary APN	`001-521-005-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1928
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	555 LARKIN ST
City	MONTEREY
State	CA
Zip	93940-2609
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SEVERANCE MAP LOT 13 BLK 117
Legal Subdivision	SEVERANCE
Legal Block	117
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1004
Census Tract	12700

Owner

555 Larkin St, a duplex, is owner-occupied and held in a trust since July 2026.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	555 LARKIN ST, MONTEREY, CA 93940-2609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 22, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit TECHNOLOGY CU
Mar 23, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Deed Document Number	201715758
Last Transfer Date	Jul 14, 2026
Transfer Doc	0000024769
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 22, 2026
Property Address	555 LARKIN ST, MONTEREY, CA 93940-2609
Document Number	0000024770
Instrument Date	Jul 14, 2026
Instrument	202624770
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	555 LARKIN ST, MONTEREY, CA 93940-2609

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 22, 2026
Property Address	555 LARKIN ST, MONTEREY, CA 93940-2609
Document Number	0000024769
Instrument Date	Jul 14, 2026
Instrument	202624769
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	555 LARKIN ST, MONTEREY, CA 93940-2609

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	555 LARKIN ST, MONTEREY, CA 93940-2609
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012154
Date	Mar 22, 2018
Instrument	2018012154

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 23, 2017
Property Address	555 LARKIN ST, MONTEREY, CA 93940-2609
Document Number	0000015758
Instrument Date	Mar 15, 2017
Instrument	2017015758
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 LARKIN ST, MONTEREY, CA 93940-2609

Mortgage

Document Number	0000015759
Date	Mar 23, 2017
Instrument	2017015759

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 555 Larkin St was $4,465.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,000 (+29.46%) Land $287,000 Building $192,000
2025	$4,465.00 Homeowner's exemption	$370,000 Land $222,000 Building $148,000
2023	$2,864.00 (-25.53%) Homeowner's exemption	$262,000 Land $157,000 Building $105,000
2022	$3,846.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 555 Larkin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 555 Larkin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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