570 E Ward St, Urbana, OH 43078 Property Records

Champaign County property record for 570 E Ward St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,137 sqft · built 1949
Lot Size	0.143 acres (6,240 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2024)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024635-6`

Property Details

APN / Parcel Number

Primary APN	`024635-6`
Alternative APN	`K48-25-00-03-13-018-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	369 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,240 sqft (0.143 acres)
Lot Dimensions	160 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024635-6
Street Address	570 E WARD ST
City	URBANA
State	OH
Zip	43078-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ D C HITT ADDNE PT LOT 16
Legal Subdivision	D C HITT ADDN
Legal Lot Number	16
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	4
Census Block	4012
Census Tract	10500

Owner

570 E Ward St is owned and occupied by an individual who bought it in January 2024.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	570 E WARD ST, URBANA, OH 43078-1725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 13, 2021	Warranty Deed, Transfer · USDA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Prior Sale	Aug 13, 2021 · Amount on File
Deed Document Number	2024105
Deed Book / Page	593 / 3737
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jan 8, 2024
Property Address	570 E WARD ST, URBANA, OH 43078-1725
Document Number	00593/3737
Book / Page	593 / 3737
Map Reference	MB B PG 69
Instrument Date	Dec 22, 2023
Instrument	202400000105
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	FIRST OH TITLE INSURANCE BOX, FIRST OH TTL INS LAUREN BARG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114-2102

Mortgage

Document Number	00593/3740
Date	Jan 8, 2024
Book Page	593/3740
Instrument	202400000106

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Aug 13, 2021
Property Address	570 E WARD ST, URBANA, OH 43078-1725
Document Number	580/193
Book / Page	580 / 193
Map Reference	MB B PG 69
Instrument Date	Jul 26, 2021
Instrument	202100004575
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	CITY TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 E WARD ST, URBANA, OH 43078-1725

Mortgage

Document Number	202100004576
Date	Aug 13, 2021
Instrument	202100004576

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 570 E Ward St was $1,389, down 0.9% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00 (-0.93%)	$40,340 (+33.49%) Land $5,450 Building $34,890	$115,240 Land $15,560 Building $99,680
2024	$1,402.00 (+8.77%)	$30,220 (-) Land $4,980 Building $25,240
2023	$1,289.00 (-0.54%)	$30,220 (-) Land $4,980 Building $25,240	$86,340 (-) Land $14,230 Building $72,110
2022	$1,296.00	$30,220 Land $4,980 Building $25,240	$86,340 Land $14,230 Building $72,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 570 E Ward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 570 E Ward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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