565 E Ward St, Urbana, OH 43078 Property Records

Champaign County property record for 565 E Ward St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 930 sqft · built 1950
Lot Size	0.166 acres (7,268 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Jun 2016)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Apr 2016 Mortgage Aug 2007 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027361-7`

Property Details

APN / Parcel Number

Primary APN	`027361-7`
Alternative APN	`K48-25-11-03-37-038-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,268 sqft (0.166 acres)
Lot Dimensions	158 ft deep x 46 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Shed	1 Shed
Shed Area	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	027361-7
Street Address	565 E WARD ST
City	URBANA
State	OH
Zip	43078-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-23 __ 46 FT WARD ST
Legal Range	11W
Legal Township	25N
Legal Section	3
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	4
Census Block	4013
Census Tract	10500

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	565 E WARD ST, URBANA, OH 43078-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 27, 2007	Deed of Trust, Mortgage · Conventional Mortgage CHAMPAIGN NATIONAL BANK
Jun 16, 2016	Warranty Deed, Transfer · FHA Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2016 · Amount on Record
Deed Sale	Jun 16, 2016 · Amount on Record
Prior Sale	Nov 10, 2009 · Amount on Record
Deed Document Number	20162551
Deed Book / Page	541 / 2394
Record Updated	Sep 20, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	565 E WARD ST, URBANA, OH 43078-1724
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00539/3349
Date	Apr 7, 2016
Book Page	539/3349
Instrument	201600001436

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2036

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	565 E WARD ST, URBANA, OH 43078-1724
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00466/1211
Date	Aug 27, 2007
Book Page	466/1211
Instrument	200700004796

Lender

Name	CHAMPAIGN NATIONAL BANK
Address	URBANA, OH 43078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jun 16, 2016
Property Address	565 E WARD ST, URBANA, OH 43078-1724
Document Number	00541/2394
Book / Page	541 / 2394
Instrument Date	Jun 10, 2016
Instrument	201600002551
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 E WARD ST, URBANA, OH 43078-1724

Mortgage

Document Number	00541/2396
Date	Jun 16, 2016
Book Page	541/2396
Instrument	201600002552

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00 (-0.95%)	$40,330 (+19.28%) Land $6,370 Building $33,960	$115,230 (+19.29%) Land $18,190 Building $97,040
2024	$1,370.00 (-2.91%) Homeowner's exemption	$33,810 (-) Land $5,820 Building $27,990
2023	$1,411.00 (-0.49%) Homeowner's exemption	$33,810 (-) Land $5,820 Building $27,990	$96,600 (-) Land $16,630 Building $79,970
2022	$1,418.00 Homeowner's exemption	$33,810 Land $5,820 Building $27,990	$96,600 Land $16,630 Building $79,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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