570 Bell Hill Ter, Murphy, NC 28906 Property Records

Cherokee County property record for 570 Bell Hill Ter, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 1996
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Oct 2025)
Tax Bill	$554 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`455100424116000`

Property Details

APN / Parcel Number

Primary APN	`455100424116000`
Alternative APNs	`61497` `3840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
Gross Area	1,940 sqft
1st Floor Area	1,620 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	173 ft deep x 269 ft wide
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61497
Street Address	570 BELL HILL TER
City	MURPHY
State	NC
Zip	28906-8815
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 1 SERAPHIN PROP 975/500
Legal Subdivision	SERAPHIN PROP
Legal Phase	975
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2043
Census Tract	930606

Owner

570 Bell Hill Ter, a mobile home, is owned and occupied by two individuals who bought it in October 2025.

Source: Cherokee County records, as of October 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	570 BELL HILL TER, MURPHY, NC 28906-8815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 14, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Nov 14, 2023 · Amount on File
Deed Document Number	20255062
Deed Book / Page	1788 / 93
Prior Transfer Date	Nov 6, 2023
Prior Transfer Doc	001746/574
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 15, 2025
Property Address	570 BELL HILL TER, MURPHY, NC 28906-8815
Document Number	0001788/93
Book / Page	1788 / 93
Instrument Date	Oct 9, 2025
Instrument	5062
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 CARTER RD, SERGEANT BLUFF, IA 51054-8045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	570 BELL HILL TER, MURPHY, NC 28906-8815

Mortgage

Document Number	0000178899
Date	Oct 15, 2025
Instrument	1788/99

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 14, 2023
Property Address	570 BELL HILL TER, MURPHY, NC 28906-8815
Document Number	001746/574
Book / Page	1746 / 574
Instrument Date	Nov 6, 2023
Instrument	5849
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	570 BELL HILL TER, MURPHY, NC 28906-8815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	109 CARTER RD, SERGEANT BLUFF, IA 51054-8045

Tax Assessment & Valuation

The 2025 property tax bill for 570 Bell Hill Ter was $554.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00	$71,490	$71,490 Land $8,000 Building $63,490
2023		$71,490	$71,490 Land $8,000 Building $63,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 570 Bell Hill Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 570 Bell Hill Ter is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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