455 Bell Hill Ter, Murphy, NC 28906 Property Records

Cherokee County property record for 455 Bell Hill Ter, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 1,568 sqft · built 1997
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`455100413401000`

Property Details

APN / Parcel Number

Primary APN	`455100413401000`
Alternative APN	`51082`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,568 sqft Heated Area
Gross Area	3,012 sqft
1st Floor Area	896 sqft
Upper Floors Area	672 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Unfinished Basement	896 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	81,022 sqft (1.86 acres)
Lot Dimensions	248 ft deep x 184 ft wide

Exterior Amenities

Porch	Patio
Porch Area	448 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	51082
Street Address	455 BELL HILL TER
City	MURPHY
State	NC
Zip	28906-8814
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRS 1 & 2 DAVIDSON PROP 1630/982 1632/403
Legal Phase	1630
Legal Tract	1&2
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2043
Census Tract	930606

Owner

Source: Cherokee County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 BELL HILL TER, MURPHY, NC 28906-8814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 27, 2025
Transfer Doc	001789/366
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Oct 31, 2025
Property Address	455 BELL HILL TER, MURPHY, NC 28906-8814
Document Number	001789/366
Book / Page	1789 / 366
Instrument Date	Oct 27, 2025
Instrument	5353
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 BELL HILL TER, MURPHY, NC 28906-8814

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 BELL HILL TER, MURPHY, NC 28906-8814

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00	$249,390 (+32.27%)	$249,390 (+32.27%) Land $12,140 Building $237,250
2023		$188,540	$188,540 Land $12,140 Building $176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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