Lake County property record for 570 Argo Rd, Ridgely, TN 38080
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,358 sqft · built 1974 |
| Lot Size | 1.1 acres (48,228 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2022) |
| Tax Bill | $1,240 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2022 Transfer + 2 more |
| Flood Zone | Zone X (high risk) |
| APN | 048064 01501 |
| Primary APN | 048064 01501 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,358 sqft Living Area |
| 1st Floor Area | 2,262 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,228 sqft (1.1 acres) |
| Garage Type | Carport |
| Garage Area | 700 sqft |
| Carport | Carport |
| Carport Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 570 ARGO RD |
|---|---|
| City | RIDGELY |
| State | TN |
| Zip | 38080-6207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: L10 |
| Jurisdiction | LAKE TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 960200 |
Source: Lake County records · APN 048064 01501
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 570 ARGO RD, RIDGELY, TN 38080-6207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST CITIZENS NATIONAL BANK |
| Sep 20, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 22, 2022 | Warranty Deed, Transfer |
| Feb 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Prior Sale | Jun 05, 1971 |
| Deed Document Number | 202219005 |
| Deed Book / Page | 64 / 339 |
| Prior Transfer Date | Aug 26, 2022 |
| Prior Transfer Doc | 000064/337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Sep 20, 2022 |
| Property Address | 570 ARGO RD, RIDGELY, TN 38080-6207 |
| Document Number | 000064/339 |
| Book / Page | 64 / 339 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 19005 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2022 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 570 ARGO RD, RIDGELY, TN 38080-6207 |
| Document Number | 0000019006 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 19006 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Sep 20, 2022 |
| Property Address | 570 ARGO RD, RIDGELY, TN 38080-6207 |
| Document Number | 000064/337 |
| Book / Page | 64 / 337 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 19004 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 570 ARGO RD, RIDGELY, TN 38080-6207 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Feb 22, 2022 |
| Property Address | 570 ARGO RD, RIDGELY, TN 38080-6207 |
| Document Number | 0000062/86 |
| Book / Page | 62 / 86 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 18429 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 570 ARGO RD, RIDGELY, TN 38080-6207 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Feb 22, 2022 |
| Property Address | 570 ARGO RD, RIDGELY, TN 38080-6207 |
| Document Number | 0000062/89 |
| Book / Page | 62 / 89 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 18430 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 570 ARGO RD, RIDGELY, TN 38080-6207 |
Source: Lake County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,240.00 | $36,825 (-) Land $2,750 Building $34,075 | |
| 2024 | $1,240.00 (+76.14%) | $36,825 (+49.09%) Land $2,750 Building $34,075 | $147,300 (+49.09%) Land $11,000 Building $136,300 |
| 2022 | $704.00 | $24,700 Land $1,500 Building $23,200 | $98,800 Land $6,000 Building $92,800 |
Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Electric Membership Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 33 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIDGELY WATER SYSTEM serves 2,059 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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