Lake County property record for 146 Argo Rd, Ridgely, TN 38080
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 5,148 sqft · built 2010 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,025 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (high risk) |
| APN | 048064 02204 |
| Primary APN | 048064 02204 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,148 sqft Living Area |
| 1st Floor Area | 2,988 sqft |
| Upper Floors Area | 2,160 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 62,291 sqft (1.43 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 1,728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 146 ARGO RD |
|---|---|
| City | RIDGELY |
| State | TN |
| Zip | 38080-6205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05 HOME PLACE LCL TRACT 175D $5.00, COUNTY AREA: L10 |
| Legal Subdivision | WORTMAN-ARGO ROAD MINOR SUB |
| Legal Tract | 175D |
| Jurisdiction | LAKE TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 960200 |
Source: Lake County records · APN 048064 02204
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 ARGO RD, RIDGELY, TN 38080-6205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 25, 2019 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS |
| Apr 28, 2017 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 1996 |
| Deed Sale | Jul 12, 1996 |
| Prior Sale | Feb 21, 1983 |
| Deed Book / Page | 1 / 355 |
| Transfer Doc | 000025/376 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE TN |
| Property Address | 146 ARGO RD, RIDGELY, TN 38080-6205 |
| Document Number | 0000016263 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | MADDOX RD RIDGELY TN 38080, RIDGELY, TN 38080 |
| Document Number | 0000016263 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 000053/000236 |
| Instrument | 16263 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 28, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE TN |
| Property Address | 146 ARGO RD, RIDGELY, TN 38080-6205 |
| Document Number | 0000014594 |
| Book / Page | 000047 / 000027 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 146 ARGO RD RIDGELY TN 380806205, RIDGELY, TN 38080-6205 |
| Document Number | 0000014594 |
|---|---|
| Date | May 08, 2017 |
| Book Page | 000047/000027 |
| Instrument | 14594 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 07, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,025.00 | $149,150 (-) Land $3,675 Building $145,475 | |
| 2024 | $5,025.00 (+80.69%) | $149,150 (+53.13%) Land $3,675 Building $145,475 | $596,600 (+53.13%) Land $14,700 Building $581,900 |
| 2022 | $2,781.00 | $97,400 Land $1,975 Building $95,425 | $389,600 Land $7,900 Building $381,700 |
Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Electric Membership Fiber | 1,000 / 1,000 |
Based on FCC filings for 4 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIDGELY WATER SYSTEM serves 2,059 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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