57 W Summit St, Chagrin Falls, OH 44022 Property Records

Cuyahoga County property record for 57 W Summit St, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1958
Lot Size	0.208 acres (9,075 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jul 2015)
Tax Bill	$8,157 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`931-12-036`

Property Details

APN / Parcel Number

Primary APN	`931-12-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	1,192 sqft
2nd Floor Area	600 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,075 sqft (0.208 acres)
Lot Dimensions	121 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	57 W SUMMIT ST
City	CHAGRIN FALLS
State	OH
Zip	44022-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-60
Legal Description	TR 3 20 GRAVES EP 225FT WP
Legal Subdivision	GRAVES ALLOTMENT
Legal Tract	3
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CHAGRIN FALLS
Census Block Group	4
Census Block	4013
Census Tract	195900

Owner

57 W Summit St is owned and occupied by two individuals who bought it in July 2015.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK OF BUCYRUS
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L CMNTY BK /BUCYRUS
Apr 6, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2015 · Amount on File
Deed Sale	Jul 31, 2015 · Amount on File
Deed Document Number	0007310807
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	57 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2724
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2724

Mortgage

Document Number	0000000069
Date	Nov 25, 2023
Instrument	202311250069

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	57 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2724
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000179
Date	Mar 26, 2021
Instrument	202103260179

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUCYRUS
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	57 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2724
Document Number	0012070346
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 W SUMMIT ST CHAGRIN FALLS OH 440222724, CHAGRIN FALLS, OH 44022-2724

Mortgage

Document Number	0012070346
Date	Dec 7, 2020
Instrument	12070346

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Dec 6, 2027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	57 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2724
Document Number	0004030273
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 W SUMMIT ST CHAGRIN FALLS OH 440222724, CHAGRIN FALLS, OH 44022-2724

Mortgage

Document Number	0004030273
Date	Apr 3, 2020
Instrument	4030273

Lender

Name	FIRST FED'L CMNTY BK /BUCYRUS
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	57 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2724
Document Number	0004300056
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	57 W SUMMIT ST CHAGRIN FALLS OH 440222724, CHAGRIN FALLS, OH 44022-2724

Mortgage

Document Number	0004300056
Date	Apr 30, 2019
Instrument	4300056

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 57 W Summit St was $8,157 with a homeowner's exemption, down 1.1% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
County Subdivision	Chagrin Falls Township
Municipality	Chagrin Falls Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,157.00 (-1.13%) Homeowner's exemption	$133,810 (-) Land $25,660 Building $108,150
2024	$8,250.00 (-3.95%) Homeowner's exemption	$133,810 (+10.87%) Land $25,660 Building $108,150	$382,300 Land $73,300 Building $309,000
2023	$8,589.00 (-5.47%) Homeowner's exemption	$120,690 (-) Land $24,750 Building $95,940
2022	$9,086.00 Homeowner's exemption	$120,690 Land $24,750 Building $95,940
2021			$344,800 Land $70,700 Building $274,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 57 W Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 W Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAGRIN FALLS VILLAGE PWS serves 4,991 people · EPA ID OH1800212
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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