40 W Summit St, Chagrin Falls, OH 44022 Property Records

Cuyahoga County property record for 40 W Summit St, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,000 sqft · built 1940
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2016)
Tax Bill	$12,226 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931-10-011`

Property Details

APN / Parcel Number

Primary APN	`931-10-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,050 sqft
2nd Floor Area	950 sqft
Basement Area	600 sqft
Finished Basement	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	523 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	220 sqft
Deck Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	40 W SUMMIT ST
City	CHAGRIN FALLS
State	OH
Zip	44022-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-100
Legal Description	3-20 WP 450 FT W OF CL OF PENTON RD
Legal Subdivision	ORANGE 03
Legal Tract	3
Legal Lot Number	3
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CHAGRIN FALLS
Census Block Group	4
Census Block	4012
Census Tract	195900

Owner

Source: Cuyahoga County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 22, 2025	Intrafamily Transfer, Transfer
May 18, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2016 · Amount on Record
Deed Sale	Jun 27, 2016 · Amount on Record
Prior Sale	Dec 31, 2003 · Amount on Record
Deed Document Number	2016707
Prior Transfer Date	Oct 15, 1985
Prior Transfer Doc	5560000039
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 7, 2026
Property Address	40 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2725
Document Number	0000000153
Instrument Date	Mar 31, 2026
Instrument	2026153
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 E WASHINGTON ST, CHAGRIN FALLS, OH 44022-2918

Mortgage

Document Number	0000000153,
Date	Apr 7, 2026
Instrument	2026153

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 22, 2025
Property Address	40 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2725
Document Number	0000000547
Instrument Date	Dec 17, 2025
Instrument	202512220547
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2725

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	40 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2725
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2725

Mortgage

Document Number	0000000063
Date	May 18, 2022
Instrument	202205180063

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	40 W SUMMIT ST, CHAGRIN FALLS, OH 44022-2725
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000832
Date	Jan 4, 2022
Instrument	202201040832

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
County Subdivision	Chagrin Falls Township
Municipality	Chagrin Falls Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,226.00 (-1.13%) Homeowner's exemption	$200,550 (%) Land $30,415 Building $170,135	$573,000 (-) Land $86,900 Building $486,100
2024	$12,366.00 (+19.13%) Homeowner's exemption	$200,560 (+37.51%) Land $30,420 Building $170,140	$573,000 (+37.51%) Land $86,900 Building $486,100
2023	$10,380.00 (-5.46%) Homeowner's exemption	$145,850 (-) Land $29,610 Building $116,240
2022	$10,980.00 Homeowner's exemption	$145,850 Land $29,610 Building $116,240
2021			$416,700 Land $84,600 Building $332,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAGRIN FALLS VILLAGE PWS serves 4,991 people · EPA ID OH1800212
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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