57 Stowe, Irvine, CA 92620 Property Records

Orange County property record for 57 Stowe, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,630 sqft · built 2005
Lot Size	0.127 acres (5,525 sqft)
Owner	Company Name on Record
Last Sale	$1,480,000 (Feb 2020)
Tax Bill	$21,248 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551-164-23`

Property Details

APN / Parcel Number

Primary APN	`551-164-23`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,630 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	5,525 sqft (0.127 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	57 STOWE
City	IRVINE
State	CA
Zip	92620-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16495 BLK LOT 161
Legal Subdivision	TRACT NO 16495
Legal Tract	16495
Legal Lot Number	161
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1009
Census Tract	52431

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	57 STOWE, IRVINE, CA 92620-2819
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 18, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	202045883
Last Transfer Date	Jul 30, 2021
Transfer Doc	0000499577
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	57 STOWE, IRVINE, CA 92620-2819
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 STOWE, IRVINE, CA 92620-2819

Mortgage

Document Number	0000159407
Date	Mar 8, 2021
Instrument	2021000159407

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2036

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 9, 2021
Property Address	57 STOWE, IRVINE, CA 92620-2819
Document Number	0000499577
Map Reference	MB 856 PG 10-29
Instrument Date	Jul 30, 2021
Instrument	2021000499577
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	57 STOWE, IRVINE, CA 92620-2819

Mortgage

Document Number	0000499578
Date	Aug 9, 2021
Instrument	2021000499578

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 3, 2020
Property Address	57 STOWE, IRVINE, CA 92620-2819
Document Number	0000045883
Map Reference	MB 856 PG 10-29
Instrument Date	Jan 3, 2020
Instrument	2020000045883
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	57 STOWE, IRVINE, CA 92620-2819

Mortgage

Document Number	0000045884
Date	Feb 3, 2020
Instrument	2020000045884

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 18, 2017
Property Address	57 STOWE, IRVINE, CA 92620-2819
Document Number	0000352212
Map Reference	MB856 PG10-29
Instrument Date	Aug 8, 2017
Instrument	2017000352212
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	57 STOWE, FOOTHILL RANCH, CA 92610

Mortgage

Document Number	0000352213
Date	Aug 18, 2017
Instrument	2017000352213

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,650,964 (+2%) Land $868,908 Building $782,056
2025	$21,248.00 (+3.92%) Homeowner's exemption	$1,618,593 (+4.04%) Land $851,871 Building $766,722
2023	$20,446.00 (+1.78%) Homeowner's exemption	$1,555,742 Land $818,792 Building $736,950
2022	$20,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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