57 Siesta Cir, Freeport, FL 32439 Property Records

Walton County property record for 57 Siesta Cir, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,744 sqft · built 2022
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$439,900 (Jan 2023)
Tax Bill	$5,243 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23101-000-0560`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23101-000-0560`
Alternative APN	`18-119-23101-000-0560`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,744 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	2,744 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	127 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	622 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	57 SIESTA CIR
City	FREEPORT
State	FL
Zip	32439-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 HAMMOCK OAKS ESTATES PH II PB 24-20 OR 3235-2907 OR 3278-3038
Legal Subdivision	HAMMOCK OAKS ESTATES PH II
Legal Block	5
Legal Lot Number	56
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2059
Census Tract	950502

Owner

57 Siesta Cir is owned and occupied by two individuals who bought it in January 2023.

Source: Walton County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	57 SIESTA CIR, FREEPORT, FL 32439-2931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Jan 20, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Deed Document Number	20232297
Deed Book / Page	3278 / 3038
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Sep 24, 2026
Property Address	57 SIESTA CIR, FREEPORT, FL 32439-2931
Document Number	0000039367
Book / Page	3413 / 4406
Instrument Date	Sep 8, 2026
Instrument	202639367
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 SIESTA CIR, FREEPORT, FL 32439-2931
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039367,
Date	Sep 24, 2026
Book Page	3413/4406
Instrument	202639367

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 8, 2046

Interest

Max Rate	-1%

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 20, 2023
Property Address	57 SIESTA CIR, FREEPORT, FL 32439-2931
Document Number	0032783038
Book / Page	3278 / 3038
Map Reference	MB 24 PG 20-25
Instrument Date	Jan 13, 2023
Instrument	20230002297
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,079.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 SIESTA CIR, FREEPORT, FL 32439-2931
Investor	Possibly a Property Investor

Mortgage

Document Number	0032783039
Date	Jan 20, 2023
Instrument	3278/3039

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 57 Siesta Cir was $5,243, down 6.3% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,243.00 (-6.34%)	$412,496 Land $44,000 Building $368,496	$412,496 Land $44,000 Building $368,496
2024	$5,598.00 (-11%)
2023	$6,290.00	$476,372 Land $44,000 Building $432,372	$476,372 Land $44,000 Building $432,372
			$439,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Siesta Cir in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Siesta Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Siesta Cir

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