40 Siesta Cir, Freeport, FL 32439 Property Records

Walton County property record for 40 Siesta Cir, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,388 sqft · built 2022
Lot Size0.283 acres (12,371 sqft)
OwnerIndividual Name on Record
Last Sale$449,900 (May 2023)
Tax Bill$4,536 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-1S-19-23101-000-0520

Property Details

APN / Parcel Number

Primary APN18-1S-19-23101-000-0520

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area3,271 sqft
FlooringHardwood
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,371 sqft (0.283 acres)
Lot Dimensions15.5 ft deep x 8 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address40 SIESTA CIR
CityFREEPORT
StateFL
Zip32439-2931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 HAMMOCK OAKS ESTATES PH II PB 24-20 OR 3235-2907 OR 3289-3205
Legal SubdivisionHAMMOCK OAKS ESTATES PH I
Legal Phase2
Legal Lot Number52
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2059
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 639, FREEPORT, FL 32439-0639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Deed Document Number20230017106
Deed Book / Page3289 / 3205
Record UpdatedJun 8, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateMay 16, 2023
Property Address40 SIESTA CIR, FREEPORT, FL 32439-2931
Document Number0032893205
Book / Page3289 / 3205
Map ReferenceMB 24 PG 20-25
Instrument DateMay 9, 2023
Instrument20230017106
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,149.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 639, FREEPORT, FL 32439-0639

Mortgage

Document Number0032893206
DateMay 16, 2023
Instrument3289/3206
Lender
NameALL IN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$374,373 (-13.62%) Land $44,000 Building $330,373$374,373 (-13.62%) Land $44,000 Building $330,373
2024$4,536.00 (-20.82%)
2023$5,729.00 (+20,360.71%)$433,389 (+19,617.42%) Land $44,000 Building $389,389$433,389 (+19,617.42%) Land $44,000 Building $389,389
2022$28.00$2,198 Land $2,198$2,198 Land $2,198

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Siesta Cir

Nearby Streets

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