Roane County property record for 57 Peter Cave Rd, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,414 sqft · built 1999 |
| Lot Size | 4.17 acres (181,645 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $961 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-4-0017.0004 |
| Primary APN | 07-4-0017.0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 181,645 sqft (4.17 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Porch | Porch |
| Porch Area | 576 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 70000663 |
|---|---|
| Street Address | 57 PETER CAVE RD |
| City | SPENCER |
| State | WV |
| Zip | 25276-9159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.17 SUR LITTLE CREEK |
| Legal Subdivision | SUR LITTLE CREEK |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 962800 |
57 Peter Cave Rd is owned and occupied by an individual who acquired it in March 2026.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 57 PETER CAVE RD, SPENCER, WV 25276-9159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK |
| Dec 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 18, 2026 |
| Transfer Doc | 0002205291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 57 PETER CAVE RD, SPENCER, WV 25276-9159 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000342/133 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 342/133 |
| Instrument | 2145546 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 57 PETER CAVE RD, SPENCER, WV 25276-9159 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000343/118 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 343/118 |
| Instrument | 2146432 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 57 Peter Cave Rd was $961, up 5.5% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $961.00 (+5.49%) | $109,800 (+5.84%) Land $14,280 Building $95,520 | $183,000 (+5.84%) Land $23,800 Building $159,200 |
| 2025 | $911.00 | $103,740 Land $13,440 Building $90,300 | $172,900 Land $22,400 Building $150,500 |
| 2023 | $865.00 (+0.7%) | $97,320 (+1.57%) Land $12,420 Building $84,900 | $162,200 (+1.57%) Land $20,700 Building $141,500 |
| 2022 | $859.00 | $95,820 Land $11,940 Building $83,880 | $159,700 Land $19,900 Building $139,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 57 Peter Cave Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 57 Peter Cave Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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