Roane County property record for 101 Peter Cave Rd, Spencer, WV 25276
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,012 sqft · built 1995 |
| Lot Size | 9.3 acres (405,108 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,161 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-4-0017.0003 |
| Primary APN | 07-4-0017.0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 2,012 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 405,108 sqft (9.3 acres) |
| Terrain | Rolling |
| Garage Area | 772 sqft |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 592 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 74064801 |
|---|---|
| Street Address | 101 PETER CAVE RD |
| City | SPENCER |
| State | WV |
| Zip | 25276-8055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 9.30 SUR LITTLE CREEK |
| Legal Subdivision | SUR LITTLE CREEK |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 962800 |
Source: Roane County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 430, GRANTSVILLE, WV 26147-0430 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2009 |
| Transfer Doc | 000462/410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 101 PETER CAVE RD, SPENCER, WV 25276-8055 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000359/325 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 359/325 |
| Instrument | 2170058 |
| Name | CALHOUN COUNTY BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,161.00 (+4.22%) | $132,180 (+5.56%) Land $16,260 Building $115,920 | $220,300 (+5.56%) Land $27,100 Building $193,200 |
| 2023 | $1,114.00 (-0.18%) | $125,220 (+0.58%) Land $15,000 Building $110,220 | $208,700 (+0.58%) Land $25,000 Building $183,700 |
| 2022 | $1,116.00 | $124,500 Land $14,460 Building $110,040 | $207,500 Land $24,100 Building $183,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 40% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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