57 Paradise Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 57 Paradise Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,454 sqft · built 2023
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on File
Last Sale	$1,475,000 (Oct 2024)
Tax Bill	$9,922 (2024)
Deeds & Mortgages	Oct 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42910-000-0040`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42910-000-0040`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,454 sqft Living Area
Gross Area	4,124 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete Tile
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	4.1 ft deep x 5.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	57 PARADISE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BEACH CLUB PB 23-74 OR 3221-2470 OR 3339-2587
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

57 Paradise Dr is owned by an individual who bought it in October 2024.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	264 LONG LAKE DR, MIRAMAR BEACH, FL 32550-8244
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on File
Deed Sale	Oct 22, 2024 · Amount on File
Prior Sale	Oct 20, 2021 · Amount on File
Deed Document Number	20240036864
Deed Book / Page	3339 / 2587
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 20, 2021
Property Address	57 PARADISE DR, MIRAMAR BEACH, FL 32550
Document Number	0032212470
Book / Page	3221 / 2470
Map Reference	MB 23 PG 74&75
Instrument Date	Oct 15, 2021
Instrument	20210052306
Transaction Type	Construction Loan
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 MATTIE M KELLY BLVD, DESTIN, FL 32541-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13480 HIPWORTH RD, MILTON, GA 30004-7365
Investor	Possibly a Property Investor

Mortgage

Document Number	0032212473
Date	Oct 20, 2021
Instrument	3221/2473

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,051,234 Land $449,100 Building $602,134	$1,051,234 Land $449,100 Building $602,134
2024	$9,922.00 (+181.71%)
2023	$3,522.00 (+25.29%)	$449,100 (+48.05%) Land $449,100	$449,100 (+48.05%) Land $449,100
2022	$2,811.00	$303,346 Land $303,346	$303,346 Land $303,346

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 57 Paradise Dr in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Paradise Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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