54 Paradise Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 54 Paradise Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,454 sqft · built 2023
Lot Size0.048 acres (2,091 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Nov 2021)
Tax Bill$10,334 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-2S-21-42910-000-0130

Property Details

APN / Parcel Number

Primary APN26-2S-21-42910-000-0130

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,454 sqft Living Area
Gross Area4,124 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2023
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete Tile
Lot Area2,091 sqft (0.048 acres)
Lot Dimensions4.1 ft deep x 5.1 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address54 PARADISE DR
CityMIRAMAR BEACH
StateFL
Zip32550-7303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BEACH CLUB PB 23-74 OR 3224-1368
Legal Lot Number13
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2560 LAKE CIR, JACKSON, MS 39211-6624
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2021 · Amount on Record
Deed SaleNov 8, 2021 · Amount on Record
Deed Document Number20210055485
Deed Book / Page3224 / 1368
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 8, 2021
Property Address54 PARADISE DR, MIRAMAR BEACH, FL 32550
Document Number0032241368
Book / Page3224 / 1368
Map ReferenceMB 23 PG 74&75
Instrument DateNov 3, 2021
Instrument20210055485
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 MATTIE M KELLY BLVD, DESTIN, FL 32541-2827

Transferred To (Grantee/Buyer)

NameVerified Name
Address2560 LAKE CIR, JACKSON, MS 39211-6624

Mortgage

Document Number0032241371
DateNov 8, 2021
Instrument3224/1371
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateDec 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.62%
IndexOther
Max Rate7.62%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,101,134 (+120.67%) Land $499,000 Building $602,134$1,101,134 (+120.67%) Land $499,000 Building $602,134
2024$10,334.00 (+164.03%)
2023$3,914.00 (+25.33%)$499,000 (+48.05%) Land $499,000$499,000 (+48.05%) Land $499,000
2022$3,123.00$337,052 Land $337,052$337,052 Land $337,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Paradise Dr

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