57 Osborn Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 57 Osborn Rd, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 5,271 sqft · built 1920
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Last Sale$1,585,000 (May 2020)
Tax Bill$59,963 (2026)
Deeds & MortgagesSep 2021 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN551400 146-17-3-76

Property Details

APN / Parcel Number

Primary APN551400 146-17-3-76
Alternative APN
  • 140014601700030760000000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area5,271 sqft Living Area
1st Floor Area2,700 sqft
2nd Floor Area2,097 sqft
AtticAttic
Attic Area474 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialWood
Lot Area30,928 sqft (0.71 acres)

Location & Zoning

Street Address57 OSBORN RD
CityRYE
StateNY
Zip10580-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionSUBDIVISION OF PROEPRTY
Legal Block3
Legal Lot Number76.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1008
Census Tract7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address57 OSBORN RD, RYE, NY 10580-1320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
May 13, 2020Bargain and Sale Deed, Transfer
CATIC TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2020 · Amount on Record
Deed SaleMay 13, 2020 · Amount on Record
Deed Document Number2020600293477
Prior Transfer DateDec 17, 2006
Prior Transfer Doc0471910409
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address57 OSBORN RD, RYE, NY 10580-1320
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 OSBORN RD, RYE, NY 10580-1320
InvestorPossibly a Property Investor

Mortgage

Document Number0612703006
DateSep 27, 2021
Instrument612703006
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2031
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.87%
Index1-Year LIBOR
Max Rate7.87%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address57 OSBORN RD, RYE, NY 10580-1320
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARNEGIE NATIONAL ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0603093143
DateNov 5, 2020
Instrument603093143
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050
Interest
AdjustableAdjustable Rate Rider

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address57 OSBORN RD, RYE, NY 10580-1320
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARNEGIE NATIONAL ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0603093144
DateNov 5, 2020
Instrument603093144
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2001
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.87%
Index1-Year LIBOR
Max Rate7.87%

May 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateMay 13, 2020
Property Address57 OSBORN RD, RYE, NY 10580-1320
Document Number0600293477
Map ReferenceMAP 1699
Instrument DateFeb 7, 2020
Instrument600293477
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyCATIC TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$6,340.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address57 OSBORN RD, 57, RYE, NY 10580-1320

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 LINDBERGH AVE, RYE, NY 10580-2417
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,963.00 (+236.72%)
2025$17,808.00$47,300 (-) Land $8,550 Building $38,750$4,008,474 (+6.78%) Land $724,576 Building $3,283,898
2024$47,300 (-) Land $8,550 Building $38,750$3,753,968 (+2.38%) Land $678,571 Building $3,075,397
2023$47,300 Land $8,550 Building $38,750$3,666,667 Land $662,791 Building $3,003,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims72 (1978–2024)
Claims Outside the SFHA35 of 72
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 19 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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