45 Osborn Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 45 Osborn Rd, Rye, NY 10580 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,856 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,675,000 (Mar 2020)
Tax Bill	$20,595 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-17-3-77`

Property Details

APN / Parcel Number

Primary APN	`551400 146-17-3-77`
Alternative APN	`140014601700030770000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,856 sqft Living Area
1st Floor Area	1,428 sqft 1st Floor
2nd Floor Area	1,428 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	45 OSBORN RD
City	RYE
State	NY
Zip	10580-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	77.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1008
Census Tract	7500

Owner

Source: Westchester County and Rye City records · APN 551400 146-17-3-77

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 OSBORN RD, RYE, NY 10580-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Jul 11, 2007 · Amount on Record
Deed Document Number	2020600763637
Record Updated	Jun 08, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 25, 2020
Property Address	45 OSBORN RD, RYE, NY 10580-1320
Document Number	0600763637
Book / Page	060076 / 003637
Instrument Date	Mar 19, 2020
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	333 RYE BEACH AVE RYE NY 105803447, RYE, NY 10580-3447

Mortgage

Document Number	600833294
Date	Mar 25, 2020
Book Page	060083/003294

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,595.00	$27,065 (-) Land $9,850 Building $17,215	$2,293,644 (+6.78%) Land $834,746 Building $1,458,898
2024		$27,065 (-) Land $9,850 Building $17,215	$2,148,016 (+2.38%) Land $781,746 Building $1,366,270
2023		$27,065 Land $9,850 Building $17,215	$2,098,062 Land $763,566 Building $1,334,496

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.