Sanders County property record for 57 Lower River Rd, Heron, MT 59844
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,037 sqft · built 2023 |
| Lot Size | 91.3 acres (3,979,642 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,125,000 (Dec 2020) |
| Tax Bill | $10,135 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R3514065 |
| Primary APN | R3514065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,037 sqft Living Area |
| 1st Floor Area | 3,037 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,979,642 sqft (91.3 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,072 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 0000008496 |
|---|---|
| Street Address | 57 LOWER RIVER RD |
| City | HERON |
| State | MT |
| Zip | 59844-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S35, T27 N, R34 W, C.O.S. 2597, PARCEL 1, ACRES 91.36, NE OF BNRW IN N1/2SW & NW1/4 PLAT V1 |
| Legal Range | 34W |
| Legal Township | 27N |
| Legal Section | 35 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | THOMPSON FALLS-WEST END |
| Census Block Group | 2 |
| Census Block | 2112 |
| Census Tract | 201 |
Source: Sanders County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 57 LOWER RIVER RD, HERON, MT 59844-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Deed Document Number | 2020319384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 57 LOWER RIVER RD, HERON, MT 59844-9549 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 67 LOWER RIVER RD, HERON, MT 59844-9549 |
| Document Number | 0000326703 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 326703 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83816 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.12% |
Source: Sanders County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Elementary School District | Noxon Elementary School District (PK - 08) |
| Secondary School District | Noxon High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,135.00 (+666.06%) | $1,778,634 (+683.8%) | $1,778,634 (+643.47%) Land $221,164 Building $1,557,470 |
| 2023 | $1,323.00 | $226,925 | $239,234 Land $104,264 Building $134,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 74% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 40 / 5 |
5G and 4G LTE (outdoors only)
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