57 Long Is, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 57 Long Is, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1994
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on File
Last Sale	$392,600 (Jun 2020)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:057 L:057`

Property Details

APN / Parcel Number

Primary APN	`HARP M:057 L:057`
Alternative APN	`4215`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
Gross Area	2,449 sqft
1st Floor Area	651 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,790 sqft (2.75 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4215
Street Address	57 LONG IS
City	HARPSWELL
State	ME
Zip	04079-4265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	57
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2003
Census Tract	17102

Owner

57 Long Is is owned by two individuals who bought it in June 2020.

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	217 KENT ST, 2, BROOKLINE, MA 02446-5405
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Sep 14, 2018	Deed of Trust, Mortgage BATH SVGS INSTITUTION
May 17, 2017	Quit Claim Deed, Transfer BATH SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	202031420
Deed Book / Page	36800 / 304
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Jun 12, 2020
Property Address	57 LONG IS, HARPSWELL, ME 04079-4265
Document Number	0368000304
Book / Page	36800 / 304
Instrument Date	Jun 12, 2020
Instrument	31420
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 KENT ST APT 2, 2, BROOKLINE, MA 02446-5405

Mortgage

Document Number	0000031421
Date	Jun 12, 2020
Instrument	31421

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	57 LONG IS, HARPSWELL, ME 04079-4265
Document Number	0351590077
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 84 SOUTH FREEPORT ME 040780084, SOUTH FREEPORT, ME 04078-0084

Mortgage

Document Number	0351590077
Date	Sep 20, 2018
Book Page	035159/000077
Instrument	48380

Lender

Name	BATH SVGS INSTITUTION
Address	FREEPORT, ME 04032

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 19, 2043

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	May 17, 2017
Property Address	57 LONG IS, HARPSWELL, ME 04079-4265
Document Number	0340130321
Book / Page	34013 / 0321
Instrument	000000022057
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022058
Date	May 17, 2017
Instrument	000000022058

Lender

Name	BATH SAVINGS

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 17, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 57 Long Is was $2,037, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,037.00 (+4.73%)	$305,800 (-) Land $130,600 Building $175,200
2024	$1,945.00 (+4.29%)	$305,800 (-) Land $130,600 Building $175,200
2023	$1,865.00 (+3.38%)	$305,800 (-) Land $130,600 Building $175,200
2022	$1,804.00	$305,800 Land $130,600 Building $175,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 57 Long Is in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Long Is is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Long Is

Nearby Streets

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