Cumberland County and Harpswell Town property record for 55 Long Is, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,302 sqft · built 1990 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $234,400 (Dec 2016) |
| Tax Bill | $1,726 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:057 L:055 |
| Primary APN | HARP M:057 L:055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,302 sqft Living Area |
| Gross Area | 3,106 sqft |
| 1st Floor Area | 744 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 54,886 sqft (1.26 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Heating Fuel | Wood |
|---|
| Account Number | 4214 |
|---|---|
| Street Address | 55 LONG IS |
| City | HARPSWELL |
| State | ME |
| Zip | 04079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 55 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 OAK CT, NESQUEHONING, PA 18240-2401 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on Record |
| Deed Sale | Dec 21, 2016 · Amount on Record |
| Deed Document Number | 201668199 |
| Deed Book / Page | 33710 / 38 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 55 LONG IS, HARPSWELL, ME 04079 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0387820001 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 38782/1 |
| Instrument | 74247 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,726.00 (+4.67%) | $259,200 (-) Land $95,400 Building $163,800 |
| 2024 | $1,649.00 (+4.3%) | $259,200 (-) Land $95,400 Building $163,800 |
| 2023 | $1,581.00 (+3.4%) | $259,200 (-) Land $95,400 Building $163,800 |
| 2022 | $1,529.00 | $259,200 Land $95,400 Building $163,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Redzone Wireless Fixed Wireless | 50 / 15 |
5G (outdoors only) and 4G LTE
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