57 Legacy Ln, Henderson, NC 27537 Property Records

Vance County property record for 57 Legacy Ln, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,352 sqft · built 2020
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (May 2021)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Oct 2018 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0410G01068`

Property Details

APN / Parcel Number

Primary APN	`0410G01068`
Alternative APN	`1031851`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,352 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Lot Area	85,813 sqft (1.97 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1031851
Street Address	57 LEGACY LN
City	HENDERSON
State	NC
Zip	27537-3787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57 LEGACY LN LOT 68 1.970
Legal Block	01
Legal Lot Number	68
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	1
Census Block	1025
Census Tract	960300

Owner

Source: Vance County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	57 LEGACY LN, HENDERSON, NC 27537-3787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage BENCHMARK COMMUNITY BANK
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	0013940924
Deed Book / Page	1394 / 0924
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	57 LEGACY LN, HENDERSON, NC 27537-3787
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01350/1029
Date	Oct 24, 2018
Book Page	1350/1029
Instrument	03977

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank
Address	HENDERSON, NC 27536

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	May 26, 2021
Property Address	57 LEGACY LN, HENDERSON, NC 27537-3787
Document Number	001394/924
Book / Page	1394 / 924
Map Reference	MB V PG 874
Instrument Date	May 25, 2021
Instrument	2213
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 E 10TH ST, 1325, ROANOKE RAPID, NC 27870-3126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 LEGACY LN, HENDERSON, NC 27537-3787

Mortgage

Document Number	0000002214
Date	May 26, 2021
Instrument	2214

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	May 26, 2021
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3.75%
Index	1-Year LIBOR
Margin	6
Max Rate	3.75%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Jun 17, 2020
Property Address	57 LEGACY LN, HENDERSON, NC 27537-3787
Document Number	001376/438
Book / Page	1376 / 438
Map Reference	MB V PG 874
Instrument Date	Jun 16, 2020
Instrument	1990
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Tax	$47.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 758, FRANKLINTON, NC 27525-0758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 E 10TH ST, ROANOKE RAPIDS, NC 27870-3126

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00 (+29.37%)	$329,181 (+58.3%) Land $31,311 Building $297,870	$329,181 (+58.3%) Land $31,311 Building $297,870
2023	$2,155.00	$207,954 Land $16,824 Building $191,130	$207,954 Land $16,824 Building $191,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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