41 Legacy Ln, Henderson, NC 27537 Property Records

Vance County property record for 41 Legacy Ln, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2004
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Dec 2004)
Tax Bill	$1,501 (2026)
Deeds & Mortgages	Apr 2008 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0410G01070`

Property Details

APN / Parcel Number

Primary APN	`0410G01070`
Alternative APNs	`1042363` `43778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Gable
Lot Area	50,530 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1042363
Street Address	41 LEGACY LN
City	HENDERSON
State	NC
Zip	27537-3787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	41 LEGACY LN LOT 70 1.160
Legal Subdivision	CAROLINA WOODS SUBDIVISION
Legal Block	01
Legal Lot Number	70
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	1
Census Block	1025
Census Tract	960300

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 LEGACY LN, HENDERSON, NC 27537-3787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2008	Deed of Trust, Mortgage · FHA Mortgage PREMIER MORTGAGE FUNDING INC
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Feb 9, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2004 · Amount on Record
Deed Sale	Dec 20, 2004 · Amount on Record
Deed Book / Page	1071 / 92
Last Transfer Date	Feb 7, 2026
Transfer Doc	01473/1191
Record Updated	Sep 20, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	41 LEGACY LN, HENDERSON, NC 27537-3787
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01175/0611
Date	Apr 1, 2008
Book Page	1175/0611
Instrument	2008-0001790

Lender

Name	PREMIER MORTGAGE FUNDING INC
Type	Mortgage Company
Address	MOCKSVILLE, NC 27028

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2038

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	May 20, 2026
Property Address	41 LEGACY LN, HENDERSON, NC 27537-3787
Document Number	0000001698
Book / Page	1477 / 1241
Instrument Date	May 15, 2026
Instrument	20261698
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LEGACY LN, HENDERSON, NC 27537-3787

Mortgage

Document Number	0000001699,
Date	May 20, 2026
Book Page	1477/1244
Instrument	20261699

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VANCE NC
Recording Date	Feb 9, 2026
Property Address	41 LEGACY LN, HENDERSON, NC 27537-3787
Document Number	01473/1191
Book / Page	1473 / 1191
Map Reference	MB V PG 874
Instrument Date	Feb 7, 2026
Instrument	448
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 LEGACY LN, HENDERSON, NC 27537-3787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LEGACY LN, HENDERSON, NC 27537-3787

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,501.00 (-8.86%)	$186,980 (-) Land $23,587 Building $163,393	$186,980 (-) Land $23,587 Building $163,393
2025	$1,647.00 (+38.87%)	$186,980 (+71.57%) Land $23,587 Building $163,393	$186,980 (+71.57%) Land $23,587 Building $163,393
2023	$1,186.00	$108,983 Land $14,048 Building $94,935	$108,983 Land $14,048 Building $94,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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