57 Jay St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 57 Jay St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,036 sqft · built 1900
Lot Size	0.123 acres (5,372 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2024)
Tax Bill	$39 (2025)
Deeds & Mortgages	Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:12 L:8`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:12 L:8`
Alternative APN	`M:Q-22 B:0007 L:0008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	3,156 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,372 sqft (0.123 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	57 JAY ST
City	GARDNER
State	MA
Zip	01440-2748
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	12
Legal Lot Number	8
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1006
Census Tract	707200

Owner

Source: Worcester County and Gardner City records · APN GARD M:R22 B:12 L:8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	57 JAY ST, GARDNER, MA 01440-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Jul 26, 2004 · Amount on Record
Deed Document Number	202441028
Deed Book / Page	70576 / 294
Prior Transfer Date	Jan 18, 2023
Prior Transfer Doc	068738-326
Record Updated	Jun 08, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 19, 2023
Property Address	57 JAY ST, GARDNER, MA 01440-2748
Document Number	068738-326
Book / Page	68738 / 326
Instrument Date	Jan 18, 2023
Instrument	5489
Transaction Type	Transfer
Record Updated	Feb 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 JAY ST, GARDNER, MA 01440-2748

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$39.00 (-99.02%)	$275,800 (+4.11%) Land $65,800 Building $210,000
2024	$3,971.00 (+4.45%)	$264,900 (+12.39%) Land $59,800 Building $205,100
2023	$3,802.00	$235,700 Land $58,900 Building $176,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.