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11 Jay St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 11 Jay St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Triplex
Bedrooms6 Beds
Bathrooms3 Baths
Architecture StyleOther
Year BuiltBuilt 1910
Square Footage2,346 sqft Living Area
Lot Size6,854 sqft (0.157 acres)
Last Sale$134,400 (2022)
Tax Bill$4,950.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:P-21 B:0010 L:0021
Alternative APN
  • GARD M:R22 B:16 L:21

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Building Area2,346 sqft Living Area
Gross Area3,940 sqft Gross Area
Stories3 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,854 sqft (0.157 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address11 JAY ST
CityGARDNER
StateMA
Zip01440-3053
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Triplex
Legal SubdivisionMICHAEL S SZOC
Legal Block16
Legal Lot Number21
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup1
Census Block1011
Census Tract707200

Owner

Source: Worcester County and Gardner City records · APN M:P-21 B:0010 L:0021

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6 HAMLETT DR, 23, NASHUA, NH 03062-4627
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2025Deed of Trust, Mortgage · Stand Alone Refinance
ABL RESIDENTIAL CREDIT ACQUISITIONS LLC
Oct 13, 2023Quit Claim Deed, Transfer · Stand Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Nov 09, 2023Quit Claim Deed, Transfer
Quitclaim Document
Oct 04, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
COMMERCIAL LENDER LLC
Dec 23, 2021Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Oct 04, 2022
  • Deed Sale Price on Oct 04, 2022
  • Prior Sale Amount on Dec 23, 2021
Deed Book / Page68308 / 272
Transfer Doc49577-124
Record RefreshedJun 08, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address11 JAY ST, GARDNER, MA 01440-3053
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number071687-130
DateFeb 28, 2025
Book Page71687/130
Instrument15873
Lender
NameABL RESIDENTIAL CREDIT ACQUISITIONS LLC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2055

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateOct 13, 2023
Property Address11 JAY ST, GARDNER, MA 01440-3053
Document Number069755-195
Book / Page69755 / 195
Instrument DateOct 12, 2023
Instrument85417
Transaction TypeTransfer
Record UpdatedJul 24, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 HAMLETT DR APT 23, 23, NASHUA, NH 03062-4627

Mortgage

Document Number0000085418
DateOct 13, 2023
Instrument85418
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateNov 09, 2023
Property Address11 JAY ST, GARDNER, MA 01440-3053
Document Number0069863-89
Book / Page69863 / 89
Instrument DateOct 12, 2023
Instrument93889
Transaction TypeTransfer
Record UpdatedNov 23, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 HAMLETT DR APT 23, 23, NASHUA, NH 03062-4627

October 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateOct 04, 2022
Property Address11 JAY ST, GARDNER, MA 01440-3053
Document Number068308-272
Book / Page68308 / 272
Instrument DateSep 30, 2022
Instrument108481
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 HAMLETT DR APT 23, 23, NASHUA, NH 03062-4627

Mortgage

Document Number0000108482
DateOct 04, 2022
Instrument108482
Lender
NameCOMMERCIAL LENDER LLC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number068308-291
DateOct 04, 2022
Book Page68308/291
Instrument108483
Lender
NameCOMMERCIAL LENDER LLC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term13 Months
DueNov 01, 2023

December 2021: Foreclosure

Document TypeForeclosure
JurisdictionGARDNER MA
Recording DateDec 23, 2021
Property Address11 JAY ST, GARDNER, MA 01440-3053
Document Number066818-211
Book / Page66818 / 211
Instrument DateDec 14, 2021
Instrument179746
Transaction TypeForeclosure
Record UpdatedJan 07, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MORTGAGE WAY # MAIL, MAIL, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,950.00 (+23.72%)$344,700 (+29.15%) Land $66,700 Building $278,000
2024$4,001.00 (+5.23%)$266,900 (+13.24%) Land $60,600 Building $206,300
2023$3,802.00$235,700 Land $59,700 Building $176,000

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