57 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 57 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,407 sqft · built 2013
Lot Size	0.8 acres (34,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$666,600 (Aug 2026)
Tax Bill	$14,599 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000206-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000206-0`
Alternative APN	`333452`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,407 sqft Living Area
Gross Area	4,330 sqft
1st Floor Area	2,090 sqft
2nd Floor Area	1,318 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	34,836 sqft (0.8 acres)
Lot Dimensions	242 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	923 sqft
Driveway	Concrete Driveway
Driveway Area	4,750 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	760 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	57 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 6 BLOCK 2 ACRES .7997
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	2
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	4105

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed, Transfer · Conventional Mortgage SUSSEX BANK
Jan 4, 2024	Warranty Deed, Transfer FREEDOM TITLE
Mar 31, 2022	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Dec 11, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Jan 4, 2024
Deed Document Number	202627257
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	0000041004
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 24, 2026
Property Address	57 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000027257
Instrument Date	Aug 24, 2026
Instrument	202627257
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 INDEPENDENCE TRL, WACO, TX 76708-9603

Mortgage

Document Number	0000027258,
Date	Aug 24, 2026
Instrument	202627258

Lender

Name	SUSSEX BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 4, 2024
Property Address	57 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000000373
Map Reference	FILE 2005004493
Instrument Date	Jan 4, 2024
Instrument	2024000373
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 N AVENUE M, CLIFTON, TX 76634-1321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 INDEPENDENCE TRL, WACO, TX 76708-9603

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 31, 2022
Property Address	57 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000012725
Map Reference	FILE 2005004493
Instrument Date	Mar 31, 2022
Instrument	2022012725
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 MONTSERRAT DR, REDWOOD CITY, CA 94065-2807
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012726
Date	Mar 31, 2022
Instrument	2022012726

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	57 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002823
Date	Jan 22, 2021
Instrument	2021002823

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 11, 2019
Property Address	57 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000041004
Instrument Date	Dec 9, 2019
Instrument	41004
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	41005
Date	Dec 11, 2019
Instrument	41005

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,000 (-11.11%) Land $68,975 Building $642,025	$711,000 (-11.11%) Land $68,975 Building $642,025
2025	$14,599.00 (-25.03%) Homeowner's exemption	$799,882 (+5.92%) Land $62,710 Building $737,172	$799,882 (+5.92%) Land $62,710 Building $737,172
2024	$19,473.00 (+36.11%)
2023		$755,210 Land $62,710 Building $692,500	$755,210 Land $62,710 Building $692,500
2022	$14,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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