55 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 55 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,957 sqft · built 2019
Lot Size	0.801 acres (34,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$977,550 (Apr 2023)
Tax Bill	$13,888 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000207-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000207-0`
Alternative APN	`333453`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,957 sqft Living Area
Gross Area	3,533 sqft
1st Floor Area	2,957 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	34,900 sqft (0.801 acres)
Lot Dimensions	260 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	790 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	55 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 7 BLOCK 2 ACRES .8012
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	2
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Vendor's Lien, Transfer · Closed-End Mortgage ALLIANCE BANK CENTRAL TEXAS
Jun 18, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK TEXAS
Jun 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 2, 2018	Warranty Deed, Transfer TWIN CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	20239876
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000023943
Record Updated	Oct 29, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 10, 2023
Property Address	55 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000009876
Map Reference	FILE 2005004493
Instrument Date	Apr 10, 2023
Instrument	2023009876
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6507 HOLDEN MILLS DR, SPRING, TX 77389-4197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 INDEPENDENCE TRL, WACO, TX 76708-9603

Mortgage

Document Number	0000009877
Date	Apr 10, 2023
Instrument	2023009877

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2024

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 18, 2021
Property Address	55 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000023943
Map Reference	FILE 2005004493
Instrument Date	Jun 17, 2021
Instrument	2021023943
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 INDEPENDENCE TRL, 55, WACO, TX 76708-9603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 POND VIEW PASS, BUDA, TX 78610-2611

Mortgage

Document Number	0000023944
Date	Jun 18, 2021
Instrument	2021023944

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 7, 2019
Property Address	55 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000018829
Instrument Date	Jun 6, 2019
Instrument	18829
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 INDEPENDENCE TRL WACO TX 76708, WACO, TX 76708

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 2, 2018
Property Address	55 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000022233
Instrument Date	Jun 29, 2018
Instrument	22233
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	TWIN CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2365 HEWITT TX 766432365, HEWITT, TX 76643-2365

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,010 (-8.15%) Land $68,754 Building $633,256	$702,010 (-8.15%) Land $68,754 Building $633,256
2025	$13,888.00 (+19.56%) Homeowner's exemption	$764,280 (+33.85%) Land $62,820 Building $701,460	$764,280 (+33.85%) Land $62,820 Building $701,460
2024	$11,616.00 (+1.92%)
2023		$571,010 Land $62,820 Building $508,190	$571,010 Land $62,820 Building $508,190
2022	$11,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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