57 Howard St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 57 Howard St, Lawrence, MA 01841

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,260 sqft · built 2003
Lot Size	0.242 acres (10,575 sqft)
Owner	2 Individual Names on File
Last Sale	$414,100 (Sep 2025)
Tax Bill	$3,396 (2026)
Deeds & Mortgages	Aug 2022 Refinance Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49 0003 0001 A`

Property Details

APN / Parcel Number

Primary APN	`49 0003 0001 A`
Alternative APN	`LAWR M:0049 B:0003 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,304 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,575 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	49 0003 0001 A
Street Address	57 HOWARD ST
City	LAWRENCE
State	MA
Zip	01841-2306
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Block	3
Legal Lot Number	1
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2004
Census Tract	250800

Owner

57 Howard St, a condominium, is owned by two individuals who bought it in September 2025.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 HOWARD ST, 2, LAWRENCE, MA 01841-2306
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Sep 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Oct 31, 2012 · Amount on File
Deed Book / Page	18398 / 17
Prior Transfer Date	Aug 23, 2025
Prior Transfer Doc	0018398-17
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	57 HOWARD ST, LAWRENCE, MA 01841-2306
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017536-135
Date	Aug 12, 2022
Book Page	17536/135
Instrument	19144

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Sep 30, 2025
Property Address	57 HOWARD ST, LAWRENCE, MA 01841-2306
Document Number	0018398-17
Book / Page	18398 / 17
Instrument Date	Aug 23, 2025
Instrument	17026
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 HOWARD ST # 2, 2, LAWRENCE, MA 01841-2306

Mortgage

Document Number	0000017132
Date	Sep 30, 2025
Instrument	17132

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 57 Howard St was $3,396, up 5.9% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,396.00 (+5.89%)	$393,000 (+7.85%) Building $393,000	$415,804 (+11.29%)
2025	$3,207.00 (+4.98%)	$364,400 (+10.32%) Building $364,400	$373,635
2024	$3,055.00 (+1.97%)	$330,300 (+12%) Building $330,300
2023	$2,996.00	$294,900 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 57 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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