53 Howard St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 53 Howard St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,650 sqft · built 1930
Lot Size	0.279 acres (12,150 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Feb 2015)
Tax Bill	$5,733 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49 0000 0076 2A`

Property Details

APN / Parcel Number

Primary APN	`49 0000 0076 2A`
Alternative APN	`LAWR M:0049 B:0000 L:0076 2`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,650 sqft Living Area
Gross Area	4,530 sqft
Basement Area	1,325 sqft
Unfinished Basement	1,325 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,150 sqft (0.279 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	49 0000 0076 2A
Street Address	53 HOWARD ST
City	LAWRENCE
State	MA
Zip	01841-2306
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	76 2
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2004
Census Tract	250800

Owner

53 Howard St, a duplex, is owned and occupied by an individual who bought it in February 2015.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	53 HOWARD ST, LAWRENCE, MA 01841-2306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 10, 2017	Deed of Trust, Mortgage RESIDENTIAL MTG SVCS
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2015 · Amount on File
Deed Sale	Feb 19, 2015 · Amount on File
Prior Sale	Jun 27, 2003 · Amount on File
Deed Book / Page	14133 / 16
Transfer Doc	14133-16
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	53 HOWARD ST, LAWRENCE, MA 01841-2306
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017521-305
Date	Jul 28, 2022
Book Page	17521/305
Instrument	17923

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	53 HOWARD ST, LAWRENCE, MA 01841-2306
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14984-262
Date	Feb 10, 2017
Book Page	14984/262
Instrument	3843

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	53 HOWARD ST, LAWRENCE, MA 01841-2306
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16574-103
Date	Oct 30, 2020
Book Page	16574/103
Instrument	29975

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 53 Howard St was $5,733, up 2.6% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,733.00 (+2.59%)	$663,500 (+4.49%) Land $160,700 Building $502,800	$782,554
2025	$5,588.00 (+9.74%)	$635,000 (+15.35%) Land $160,700 Building $474,300
2024	$5,092.00 (-4.55%)	$550,500 (+4.84%) Land $154,000 Building $396,500
2023	$5,335.00	$525,100 Land $133,200 Building $391,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 53 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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