57 Hill St, Saco, ME 04072 Property Records

York County and Saco City property record for 57 Hill St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,890 sqft · built 1900
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Sep 2026)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H1783R`

Property Details

APN / Parcel Number

Primary APN	`H1783R`
Alternative APNs	`SACO M:052 L:091 U:000-000` `M:052 L:091 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	H1783R
Street Address	57 HILL ST
City	SACO
State	ME
Zip	04072-3224
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HDR
Legal Subdivision	LEROY I WAYCOTT
Legal Lot Number	91
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1007
Census Tract	5301

Owner

57 Hill St, a duplex, is owned by two individuals who bought it in September 2026.

Source: York County and Saco City records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 PLEASANT AVE, CAPE ELIZABETH, ME 04107-9630
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Apr 6, 2023	Warranty Deed, Transfer
Jul 2, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NTWK
Oct 23, 2018	Warranty Deed, Transfer MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Jun 12, 2023 · Amount on File
Deed Document Number	202636895
Deed Book / Page	20001 / 293
Prior Transfer Date	Sep 24, 2026
Prior Transfer Doc	0000036895
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Sep 25, 2026
Property Address	57 HILL ST, SACO, ME 04072-3224
Document Number	0000036895
Book / Page	20001 / 293
Instrument Date	Sep 24, 2026
Instrument	202636895
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 PLEASANT AVE, CAPE ELIZABETH, ME 04107-9630

Mortgage

Date	Sep 25, 2026

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jun 12, 2023
Property Address	57 HILL ST, SACO, ME 04072-3224
Document Number	0192540103
Book / Page	19254 / 103
Instrument Date	Jun 8, 2023
Instrument	2023015994
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 LONGMEADOW RD, SCARBOROUGH, ME 04074-8407

Mortgage

Document Number	2023015995
Date	Jun 12, 2023
Instrument	2023015995

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Apr 6, 2023
Property Address	57 HILL ST, SACO, ME 04072-3224
Document Number	0192190330
Book / Page	19219 / 330
Instrument Date	Apr 1, 2023
Instrument	2023009023
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 APPLE BLOSSOM LN, KENNEBUNKPORT, ME 04046-5272

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	57 HILL ST, SACO, ME 04072-3224
Document Number	0182990113
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	SCHAEFFER DOUGLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 HILL ST SACO ME 040723224, SACO, ME 04072-3224

Mortgage

Document Number	0182990113
Date	Jul 8, 2020
Book Page	018299/000113
Instrument	29867

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 23, 2018
Property Address	57 HILL ST, SACO, ME 04072-3224
Document Number	0178280508
Book / Page	017828 / 000508
Instrument Date	Mar 18, 2018
Instrument	44873
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	DOUGLAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 HILL ST SACO ME 040723224, SACO, ME 04072-3224

Mortgage

Document Number	178280511
Date	Oct 23, 2018
Book Page	017828/000511
Instrument	44874

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 57 Hill St was $4,121, up 1.3% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,121.00 (+1.25%)	$290,200 (+0.17%) Land $97,300 Building $192,900
2024	$4,070.00	$289,700 Land $97,300 Building $192,400
2022	$3,617.00	$197,300 Land $74,000 Building $123,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 57 Hill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Hill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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