46 Hill St, Saco, ME 04072 Property Records

York County and Saco City property record for 46 Hill St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,129 sqft · built 1860
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$4,771 (2025)
Deeds & Mortgages	Jul 2019 Refinance Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G2590R`

Property Details

APN / Parcel Number

Primary APN	`G2590R`
Alternative APNs	`SACO M:052 L:067 U:000-000` `M:052 L:067 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,129 sqft Living Area
Gross Area	3,513 sqft
1st Floor Area	1,197 sqft
Basement Area	783 sqft
Unfinished Basement	783 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	G2590R
Street Address	46 HILL ST
City	SACO
State	ME
Zip	04072-3223
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HDR
Legal Subdivision	JOSEPH HILL
Legal Lot Number	67
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1009
Census Tract	5301

Owner

Source: York County and Saco City assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 HILL ST, SACO, ME 04072-3223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Apr 30, 2018	Deed of Trust, Mortgage YORK COUNTY FCU
Apr 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2015
Deed Sale	Oct 22, 2015
Prior Sale	Oct 22, 2015
Deed Document Number	201545218
Deed Book / Page	17120 / 264
Transfer Doc	0176990787
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	46 HILL ST, SACO, ME 04072-3223
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179920001
Date	Jul 10, 2019
Book Page	17992/1
Instrument	2019025967

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2044

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	46 HILL ST, SACO, ME 04072-3223
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177020897
Date	Apr 30, 2018
Book Page	17702/0897
Instrument	2018015435

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount Recorded
Term	145 Months
Due	Apr 30, 2030

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Apr 24, 2018
Property Address	46 HILL ST, SACO, ME 04072-3223
Document Number	0176990787
Book / Page	017699 / 000787
Instrument Date	Apr 24, 2018
Instrument	14873
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HILL ST SACO ME 040723223, SACO, ME 04072-3223

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,771.00 (-1.71%)	$336,000 (-2.75%) Land $86,300 Building $249,700
2024	$4,854.00 (+5.91%)	$345,500 (+38.2%) Land $86,300 Building $259,200
2022	$4,583.00	$250,000 Land $65,800 Building $184,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: VVD Funding.

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