Essex County and Saugus Town property record for 57 Hammersmith Dr, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,364 sqft · built 1989 |
| Lot Size | 0.879 acres (38,294 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Sep 2020) |
| Tax Bill | $10,488 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:009-B B:0015 L:0004 |
| Primary APN | SAUG M:009-B B:0015 L:0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,364 sqft Living Area |
| Gross Area | 5,227 sqft |
| 1st Floor Area | 1,334 sqft |
| Basement Area | 1,330 sqft |
| Unfinished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 38,294 sqft (0.879 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 7226001 |
|---|---|
| Street Address | 57 HAMMERSMITH DR |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 15 |
| Legal Lot Number | 4 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57 HAMMERSMITH DR, SAUGUS, MA 01906-4436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED'L MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Prior Sale | Jan 12, 1990 · Amount on Record |
| Deed Document Number | 2020616387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Sep 17, 2020 |
| Property Address | 57 HAMMERSMITH DR, SAUGUS, MA 01906-4436 |
| Document Number | 0000616387 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 616387 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,876.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57 HAMMERSMITH DR SAUGUS MA 019064436, SAUGUS, MA 01906-4436 |
| Document Number | 616388 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 616388 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 57 HAMMERSMITH DR, SAUGUS, MA 01906-4436 |
| Document Number | 0000587616 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000587616 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 587616 |
| Name | NEW FED'L MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,488.00 (+2.62%) | $982,000 (+2.33%) Land $416,600 Building $565,400 | $1,080,910 |
| 2024 | $10,220.00 (+6.36%) | $959,600 (+12.44%) Land $402,900 Building $556,700 | |
| 2023 | $9,609.00 | $853,400 Land $326,400 Building $527,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | SAUGUS WATER DEPT. (MWRA) |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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