Essex County and Saugus Town property record for 54 Hammersmith Dr, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,074 sqft · built 1992 |
| Lot Size | 0.532 acres (23,178 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,681 (2026) |
| Deeds & Mortgages | Apr 2021 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:009-B B:0013 L:0012 |
| Primary APN | SAUG M:009-B B:0013 L:0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,074 sqft Living Area |
| Gross Area | 3,178 sqft |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,178 sqft (0.532 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 7219034 |
|---|---|
| Street Address | 54 HAMMERSMITH DR |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 13 |
| Legal Lot Number | 12 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 HAMMERSMITH DR, SAUGUS, MA 01906-4435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 2, 2021 |
| Transfer Doc | 0000623601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 5, 2021 |
| Property Address | 54 HAMMERSMITH DR, SAUGUS, MA 01906-4435 |
| Document Number | 623601 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 623601 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 54 HAMMERSMITH DR, SAUGUS, MA 01906-4435 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 54 HAMMERSMITH DR, SAUGUS, MA 01906-4435 |
| Document Number | 0000618689 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 HAMMERSMITH DR SAUGUS MA 019064435, SAUGUS, MA 01906-4435 |
| Document Number | 0000618689 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 618689 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 16, 2040 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,681.00 (-0.57%) | $833,100 (+1.91%) Land $433,500 Building $399,600 | $808,636 (-5.26%) |
| 2025 | $8,731.00 (+3.18%) | $817,500 (+2.88%) Land $433,500 Building $384,000 | $853,575 |
| 2024 | $8,462.00 (+8.98%) | $794,600 (+15.23%) Land $419,200 Building $375,400 | |
| 2023 | $7,765.00 | $689,600 Land $338,500 Building $351,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
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