57 Gilbert St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 57 Gilbert St, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2022)
Tax Bill	$6,272 (2025)
Deeds & Mortgages	Jul 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`361200 299.16-1-44`

Property Details

APN / Parcel Number

Primary APN	`361200 299.16-1-44`
Alternative APNs	`120029901600010440000000` `3911 1523`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,300 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	520 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 1523
Street Address	57 GILBERT ST
City	ONEONTA
State	NY
Zip	13820-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUST > F MONINGTON
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1004
Census Tract	591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 299.16-1-44

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	57 GILBERT ST, ONEONTA, NY 13820-2228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2022 · Amount on Record
Deed Sale	Jul 06, 2022 · Amount on Record
Deed Document Number	20223661
Record Updated	Jun 08, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 06, 2022
Property Address	57 GILBERT ST, ONEONTA, NY 13820-2228
Document Number	0000000661
Instrument Date	Jun 22, 2022
Instrument	2022-3661
Transaction Type	Transfer
Record Updated	Aug 02, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 QUINTANA RD, MORRO BAY, CA 93442-1943

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,272.00	$94,000 (-) Land $15,900 Building $78,100	$132,394 (+14.08%) Land $22,394 Building $110,000
2023		$94,000 Land $15,900 Building $78,100	$116,049 Land $19,630 Building $96,419

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775911001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force 2 of 5 on primary residences
Nearby Flood Claims	11 (1978–2011)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee
Flood Events	Severe Storms And Flooding (Jun 2006), 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.