55 Gilbert St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 55 Gilbert St, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property TypeResidential
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Jul 2022)
Tax Bill$960 (2025)
Deeds & MortgagesJul 2022 Sale
Flood ZoneZone X (moderate risk)
APN361200 299.16-1-45

Property Details

APN / Parcel Number

Primary APN361200 299.16-1-45
Alternative APNs
  • 120029901600010450000000
  • 3911 1522

Exterior

Lot Area9,148 sqft (0.21 acres)
Lot Dimensions165 ft deep x 54 ft wide
Garage TypeDetached
Garage Area1,140 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 1522
Street Address55 GILBERT ST
CityONEONTA
StateNY
Zip13820
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal Block1
Legal Lot Number45.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1004
Census Tract591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 299.16-1-45

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address57 GILBERT ST, ONEONTA, NY 13820-2228
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2022 · Amount on Record
Deed SaleJul 06, 2022 · Amount on Record
Deed Document Number20223661
Record UpdatedJun 08, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionOTSEGO NY
Recording DateJul 06, 2022
Property Address55 GILBERT ST, ONEONTA, NY 13820
Document Number0000000661
Instrument DateJun 22, 2022
Instrument2022-3661
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address785 QUINTANA RD, MORRO BAY, CA 93442-1943

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$960.00$15,900 (-) Land $2,500 Building $13,400$22,394 (+14.08%) Land $3,521 Building $18,873
2023$15,900 Land $2,500 Building $13,400$19,630 Land $3,086 Building $16,544

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775911001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee
Claims By Storm
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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