57 Elm St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 57 Elm St, Peru, NY 12972

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,493 sqft · built 1876
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Aug 2024)
Tax Bill$5,970 (2026)
Deeds & MortgagesSep 2026 Mortgage
Dec 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN094000 280.1-8-41

Property Details

APN / Parcel Number

Primary APN094000 280.1-8-41
Alternative APNs
  • 400028000100080410000000
  • 094000 280.1-8-41.2

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,493 sqft Living Area
1st Floor Area1,533 sqft
2nd Floor Area960 sqft

Exterior

Year BuiltBuilt 1876
Effective Year BuiltEffective 1876
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area47,916 sqft (1.1 acres)
Lot Dimensions265 ft deep x 78 ft wide
PorchSlab
Porch Area364 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address57 ELM ST
CityPERU
StateNY
Zip12972-2816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAT BELLS
Legal Block8
Legal Lot Number41.002
JurisdictionCLINTON NY
Township / Civil DivisionPERU
Census Block Group2
Census Block2007
Census Tract101901

Owner

57 Elm St is owned by an individual who bought it in August 2024.

Source: Clinton County and Peru Town records, as of October 7, 2026

Owner of RecordIndividual Name on File
Mailing Address1255 FISHER DR, PENNSBURG, PA 18073-2441
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
Dec 19, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2024 · Amount on File
Deed SaleAug 6, 2024 · Amount on File
Prior SaleDec 19, 2017 · Amount on File
Deed Document Number20242024-00339067
Prior Transfer DateFeb 21, 2014
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Recording DateSep 15, 2026
Property Address57 ELM ST, PERU, NY 12972-2816
Document Number0000352600
Instrument DateSep 8, 2026
Instrument2026352600
Transaction TypeMortgage
Record UpdatedOct 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 ELM ST, PERU, NY 12972-2816

Mortgage

Document Number0000352600,
DateSep 15, 2026
Instrument2026352600
Lender
NameROCKET MORTGAGE LLC
Agreement
AmountAmount on Record
Term240 Months
DueOct 1, 2046
Interest
Max Rate-1%

December 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCLINTON NY
Recording DateDec 19, 2017
Property Address57 ELM ST, PERU, NY 12972-2816
Document Number0000291492
Instrument DateDec 19, 2017
Instrument291492
Transaction TypeForeclosure
Record UpdatedJan 9, 2018

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5948 NYS ROUTE 86 WILMINGTON NY 129972509, WILMINGTON, NY 12997-2509

Tax Assessment & Valuation

The 2026 property tax bill for 57 Elm St was $5,970, up 167.4% from the year before.

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPeru Town
Unified School DistrictPeru Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,970.00 (+167.35%)
2025$2,233.00$261,300 Land $17,500 Building $243,800$261,300 Land $17,500 Building $243,800
2023$85,000 Land $21,000 Building $64,000$85,000 Land $21,000 Building $64,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 57 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERU WD
serves 2,700 people · EPA ID NY0900216
Water SourceSurface water
Last State InspectionMar 2026
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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