57 Cumberland Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 57 Cumberland Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 3,977 sqft · built 2024
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,500 (Sep 2020)
Tax Bill	$8,921 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R60002300F01200000`

Property Details

APN / Parcel Number

Primary APN	`R60002300F01200000`
Alternative APN	`07477526`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,977 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	07477526
Old Parcel Number	R60002300F01200000
Street Address	57 CUMBERLAND DR
City	BLUFFTON
State	SC
Zip	29910-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 439 BELFAIR S/D PH VI-A PB59 P2 PB63 P11
Legal Subdivision	BELFAIR PLANTATION
Legal Phase	6
Legal Lot Number	439
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2002
Census Tract	2201

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 CUMBERLAND DR, BLUFFTON, SC 29910-4821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Sep 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	2020055537
Deed Book / Page	3915 / 1343
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	57 CUMBERLAND DR, BLUFFTON, SC 29910-4821
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 FERN LEAF LN, BLUFFTON, SC 29909-6509

Mortgage

Document Number	0000054503
Date	Sep 28, 2022
Book Page	4186/279
Instrument	2022054503

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 30, 2020
Property Address	57 CUMBERLAND DR, BLUFFTON, SC 29910-4821
Document Number	0000055537
Book / Page	003915 / 001343
Instrument Date	Sep 19, 2020
Instrument	55537
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4446 RIVER OAKS RD LAKE WYLIE SC 297107026, LAKE WYLIE, SC 29710-7026

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,921.00 (+2,427.2%)	$71,900 (+6,813.46%)
2024	$353.00 (+25.18%)	$1,040 (-)	$95,000 (-94.93%) Land $95,000
2023	$282.00 (+9.73%)	$1,040 (+15.56%)	$1,875,300 (+12,402%) Land $95,000 Building $1,780,300
2022	$257.00	$900	$15,000 Land $15,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 77% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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