53 Cumberland Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 53 Cumberland Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 8 ba · 3,638 sqft · built 2023
Lot Size	0.539 acres (23,522 sqft)
Owner	2 Owner Names on File
Last Sale	$147,500 (Aug 2008)
Tax Bill	$20,431 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R60002300F01220000`

Property Details

APN / Parcel Number

Primary APN	`R60002300F01220000`
Alternative APN	`07477544`

Interior

Bedrooms	3 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,638 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.539 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	07477544
Old Parcel Number	R60002300F01220000
Street Address	53 CUMBERLAND DR
City	BLUFFTON
State	SC
Zip	29910-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 441 BELFAIR S/D PH VI-A PB59 P2 PB63 P11
Legal Subdivision	BELFAIR PLANTATION
Legal Phase	6
Legal Lot Number	441
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2002
Census Tract	2201

Owner

The current owner of 53 Cumberland Dr bought it in August 2008.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Owner Names on File
Mailing Address	5 SPRINGFIELD DR, VOORHEESVILLE, NY 12186-9321

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2008 · Amount on File
Deed Sale	Aug 4, 2008 · Amount on File
Prior Sale	Aug 4, 2008
Deed Document Number	2008049485
Deed Book / Page	2752 / 1275
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	53 CUMBERLAND DR, BLUFFTON, SC 29910-4821
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 WALDENS POND RD, ALBANY, NY 12203-6006

Mortgage

Document Number	0000002820
Date	Jan 14, 2022
Book Page	4104/2954
Instrument	2022002820

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 53 Cumberland Dr was $20,431, up 1.7% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,431.00 (+1.73%)	$82,450 (-)
2024	$20,084.00 (+2,595.84%)	$82,450 (+2,704.42%)	$1,420,300 (-) Land $95,000 Building $1,325,300
2023	$745.00 (+10.21%)	$2,940 (+15.29%)	$1,420,300 (+2,085.08%) Land $95,000 Building $1,325,300
2022	$676.00	$2,550	$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 53 Cumberland Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Cumberland Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Hotwire Communications, Verizon.

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