Pender County property record for 57 Covey Ct, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,652 sqft · built 2020 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Jun 2023) |
| Tax Bill | $2,946 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4204-80-8303-0000 |
| Primary APN | 4204-80-8303-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,652 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 19,166 sqft (0.439 acres) |
| Pool Area | 392 sqft |
| Patio Area | 488 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000051922 |
|---|---|
| Street Address | 57 COVEY CT |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-0706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 51 PB 64/135 SONGBIRD LANDING SUBDIVISION |
| Legal Subdivision | SONGBIRD LNDG |
| Legal Lot Number | 51 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 920201 |
Source: Pender County records · APN 4204-80-8303-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 57 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Aug 26, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Jan 09, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on Record |
| Deed Sale | Jun 15, 2023 · Amount on Record |
| Deed Document Number | 0004964815 |
| Deed Book / Page | 496 / 4815 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 15, 2023 |
| Property Address | 57 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0048150496 |
| Book / Page | 4815 / 496 |
| Map Reference | MB 64 PG 135&136 |
| Instrument Date | Jun 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0048150500 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 4815-0500 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 26, 2020 |
| Property Address | 57 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0047222226 |
| Book / Page | 004722 / 002226 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 20068888 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $767.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 57 COVEY CT HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443 |
| Document Number | 47222229 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 004722/002229 |
| Instrument | 20068889 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 09, 2020 |
| Property Address | 57 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0047012324 |
| Book / Page | 004701 / 002324 |
| Instrument Date | Jan 08, 2020 |
| Instrument | 20058296 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 441 WESTERN LN IRMO SC 290639230, IRMO, SC 29063-9230 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,946.00 (+3.12%) | $695,081 (+110.59%) Land $58,440 Building $636,641 | $695,081 (+110.59%) Land $58,440 Building $636,641 |
| 2023 | $330,067 (-) Land $38,912 Building $291,155 | $330,067 (-) Land $38,912 Building $291,155 | |
| 2022 | $2,857.00 | $330,067 Land $38,912 Building $291,155 | $330,067 Land $38,912 Building $291,155 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 124 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 84 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BELVEDERE PLANTATION private · serves 3,462 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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