Pender County property record for 46 Covey Ct, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,490 sqft · built 2020 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Aug 2025) |
| Tax Bill | $3,124 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4204-90-0246-0000 |
| Primary APN | 4204-90-0246-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,490 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,394 sqft (0.56 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 001034006 |
|---|---|
| Street Address | 46 COVEY CT |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-0706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 53 PB 64/135 SONGBIRD LANDING SUBDIVISION |
| Legal Subdivision | FINAL PLAT SONGBIRD LANDING |
| Legal Lot Number | 53 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 920201 |
Source: Pender County records, as of May 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · VA Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| May 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Oct 2, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Jan 9, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on File |
| Deed Sale | Aug 11, 2025 · Amount on File |
| Prior Sale | May 25, 2022 · Amount on File |
| Deed Document Number | 202520144971 |
| Deed Book / Page | 4870 / 490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 6, 2026 |
| Property Address | 46 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0020155654 |
| Book / Page | 4892 / 109 |
| Instrument Date | May 4, 2026 |
| Instrument | 202620155654 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MUTUAL TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 46 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0020155654, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 4892/109 |
| Instrument | 202620155654 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 25, 2022 |
| Property Address | 46 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0047890881 |
| Book / Page | 4789 / 881 |
| Map Reference | MB 64 POG 135-136 |
| Instrument Date | May 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2815 BLACK MOSHANNON RD, PHILIPSBURG, PA 16866-8908 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 46 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0047890885 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 4789-0885 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Adjustable | Adjustable Rate Rider |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Oct 2, 2020 |
| Property Address | 46 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0047262594 |
| Book / Page | 004726 / 002594 |
| Instrument Date | Sep 27, 2020 |
| Instrument | 20071009 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $761.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 COVEY CT HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443 |
| Document Number | 47262597 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 004726/002597 |
| Instrument | 20071010 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 9, 2020 |
| Property Address | 46 COVEY CT, HAMPSTEAD, NC 28443-0706 |
| Document Number | 0047012324 |
| Book / Page | 004701 / 002324 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 20058296 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $7,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 441 WESTERN LN IRMO SC 290639230, IRMO, SC 29063-9230 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,124.00 (+18.74%) | $707,190 (+123.71%) Land $72,480 Building $634,710 | $707,190 (+123.71%) Land $72,480 Building $634,710 |
| 2023 | $316,116 (-) Land $43,904 Building $272,212 | $316,116 (-) Land $43,904 Building $272,212 | |
| 2022 | $2,631.00 | $316,116 Land $43,904 Building $272,212 | $316,116 Land $43,904 Building $272,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 124 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures