57 Cove Way, Durango, CO 81301 Property Records

La Plata County property record for 57 Cove Way, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,896 sqft · built 2022
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Nov 2024)
Tax Bill	$5,282 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Mar 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5597-104-19-010`

Property Details

APN / Parcel Number

Primary APN	`5597-104-19-010`
Alternative APN	`R425980`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,896 sqft Living Area
Gross Area	3,536 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Attached
Garage Area	640 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R425980
Street Address	57 COVE WAY
City	DURANGO
State	CO
Zip	81301-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THE COVE LOT: 10 PROJ 2003-0087 57 COVE WAY DURANGO 81301
Legal Subdivision	THE COVE
Legal Block	1
Legal Lot Number	10
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1016
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1220 BRACKETTS POINT RD, WAYZATA, MN 55391-9392
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME MORTGAGE ALLIANCE CORP
Mar 16, 2022	Special Warranty Deed, Transfer · Construction Mortgage BANK OF COLORADO
Dec 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	20241237711
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	0001151850
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	57 COVE WAY, DURANGO, CO 81301-3900
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001227567
Date	Nov 16, 2023
Instrument	1227567

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 16, 2022
Property Address	57 COVE WAY, DURANGO, CO 81301-3900
Document Number	0001207539
Map Reference	DOC 867582
Instrument Date	Mar 16, 2022
Instrument	1207539
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$19.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5016 ESTGROVE DRIVE, DALLAS, TX 75248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50 LONG HOLLOW LN, DURANGO, CO 81301-7120

Mortgage

Document Number	0001208162
Date	Mar 30, 2022
Instrument	1208162

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 20, 2018
Property Address	57 COVE WAY, DURANGO, CO 81301-3900
Document Number	0001151850
Instrument Date	Dec 19, 2018
Instrument	1151850
Transaction Type	Transfer
Record Updated	Jan 3, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	715 GLEN CT #30 GRAND JUNCTION CO 815068235, 30, GRAND JUNCTION, CO 81506-8235

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,590 (+3.74%) Land $19,350 Building $78,240	$1,505,200 (-) Land $298,460 Building $1,206,740
2025	$5,282.00 (+190.06%)	$94,070 (+124.08%) Land $18,650 Building $75,420	$1,505,200 (+140.18%) Land $298,460 Building $1,206,740
2023	$1,821.00 (+17.48%)	$41,980 (+18.76%) Land $13,710 Building $28,270	$626,700 (+414.19%) Land $204,700 Building $422,000
2022	$1,550.00	$35,350 Land $35,350	$121,880 Land $121,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 58% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE SKY RANCH INC ASSOC OF OWNERS private · serves 180 people · EPA ID CO0134065
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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