La Plata County property record for 14 Cove Way, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,322 sqft · built 2014 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,000 (Oct 2013) |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5597-104-19-016 |
| Primary APN | 5597-104-19-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 2,840 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Lot Area | 5,053 sqft (0.116 acres) |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 319 sqft |
| Deck Area | Deck Area |
| Patio Area | 76 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R425986 |
|---|---|
| Street Address | 14 COVE WAY |
| City | DURANGO |
| State | CO |
| Zip | 81301-3900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: THE COVE LOT: 16 PROJ 2003-0087 14 COVE WAY DURANGO 81301 |
| Legal Subdivision | THE COVE |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970705 |
14 Cove Way is owned and occupied by two individuals who bought it in October 2013.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 COVE WAY, DURANGO, CO 81301-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2013 · Amount on File |
| Deed Sale | Oct 10, 2013 · Amount on File |
| Prior Sale | Aug 6, 2004 · Amount on File |
| Deed Document Number | 20131072860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 14 COVE WAY, DURANGO, CO 81301-3900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | DURANGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001173619 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 1173619 |
| Name | ANIMAS MOUNITAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DURANGO, CO 81301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
The 2025 property tax bill for 14 Cove Way was $4,131.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,300 (+2.34%) Land $20,000 Building $55,300 | $1,177,290 (-) Land $312,640 Building $864,650 | |
| 2025 | $4,131.00 | $73,580 Land $19,540 Building $54,040 | $1,177,290 Land $312,640 Building $864,650 |
| 2023 | $2,918.00 (+40.69%) | $67,280 (+42.24%) Land $14,820 Building $52,460 | $1,004,160 (+47.54%) Land $221,130 Building $783,030 |
| 2022 | $2,074.00 | $47,300 Land $13,450 Building $33,850 | $680,610 Land $193,540 Building $487,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14 Cove Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, depth under 1 ft |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Cove Way is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 58% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUE SKY RANCH INC ASSOC OF OWNERS private · serves 180 people · EPA ID CO0134065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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